Why pay later for travel expenses with Zip?

Flexible payment options

Zip’s vacation payment plans give you the flexibility to travel anywhere, anytime. Our pay-in-4 option lets you split your purchase into four equal payments – from hotels and transportation to cruises and resorts. Only your first payment is due at checkout, and you’ll pay the rest in 3 installments over a 6-week period. With automatic reminders and transparent payment plans, Zip is the easiest way to pay for vacation in installments.¹

Instant decision application process

Getting started with Zip is fast, easy, and applying won’t affect your credit score. Find out if you’re approved in seconds so that you can lock in your travel plans early.

Simple and transparent payment terms

With short-term travel financing, you can explore the globe while maintaining more control of your budget. With Zip’s transparent payment plans for trips, you’ll pay off your purchase in just 4 simple installments over 6 weeks, empowering you to finance your dream vacation responsibly.¹

Notifications so you never miss a payment

You’ll receive friendly automated alerts when your installment plan due dates are coming up. That means you’ll never have to worry about forgetting payments on vacation packages or other travel expenses.

Where can I pay later for travel with Zip?

Pay later where you want for travel. Whether it’s a cruise for two or a family vacation at a theme park, Zip is here to help you pay later for all your favorite ways to get away.

• Lyft
• Vrbo
• Tripadvisor
• Celebrity Cruises
• Royal Caribbean
• Amtrak
• Travelocity
• Disney Parks
• Orlando Parks Tickets

And so many more! Check them out in the Zip app!¹

How short-term travel financing with Zip works:

Download the Zip app and search for vacation packages, hotels, car rentals, and more.

Create a one-time virtual card in the app to pay for your travel purchase. Pack your bags! Make your 4 payments for your purchase with Zip over 6 weeks.¹

Here's what Zip customer have to say²

Needed to travel but low on funds- Zip made it so easy to book our airfare and pay in 4.¹ Thank you Zip! - LJ

Was able to use Zip on AirBnb for a last minute booking. Total lifesaver! - M Jones

On short notice, we needed a local hotel for a quick stay during some remodeling. Zip made it fast, simple and convenient to access money in the middle of a tough day. Great job Zip. Thanks for your help. - Craig

I am glad I was referred to zip by my sister so I could enjoy my vacation in payments! - Haley

This was such a easy & quick process to obtain! Definitely will share about this service & will use again! - Lena

Buy Now, Pay Later for Vacations and Travel FAQs

Can you finance a vacation?

Yes. Zip provides short-term vacation financing for cruise tickets, resort stays, spa getaways, and more. You’ll make 4 payments in total over 6 weeks: the first payment at checkout, followed by 3 biweekly payments. You can use a virtual or physical Zip card almost anywhere Visa is accepted, including Vrbo, Lyft, Amtrak, Disney Parks, and more. Zip makes financing for vacations almost as enjoyable as your trip itself!¹

What are the benefits of vacation financing?

With short-term financing for vacations, you can break purchases down into manageable, bite-size installments over a period of just weeks — not months or years. Zip installment plans are split into 4 flat payments, with automatic notifications about upcoming due dates. That means you pay off your purchases faster and enjoy more freedom to travel responsibly anywhere in the world.¹

How to pay for vacation in installments.

You can pay for your next vacation using the Zip mobile app or Zip Chrome extension. Simply open the app or extension, select the Pay with Zip option at checkout, and make sure the amount you’re requesting matches your order amount with tax and shipping. Zip will instantly generate a virtual card that covers your full purchase if approved. You’ll pay the first installment at checkout, then make your next 3 vacation installment payments over the following 6 weeks.¹

What apps help you pay later for travel?

The Zip app lets you book travel now and pay later. Whether you take the road more or less traveled, Zip is here to help you travel how you want.¹

Can I travel before my trip is paid off?

Yes! When you use Zip at check out, you’ll be ready for take off, even if the travel occurs during your payment schedule.

¹Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply. For example, for a $335 purchase, you’d make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Actual installment fees vary and can range from $0 to $7.50 depending on the purchase price and Zip product used. Actual amount of fee for your purchase will be reflected in checkout. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank. All loans are subject to credit approval. * ²Testimonials reflect the individual's opinion and may not be Illustrative of all individual experiences with Zip.*