Zip the rest of your holiday list.
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Buy Now Pay Later App

Buy anything, anywhere in 4 payments

Shop your favorite brands with the Zip app—online or in-store.

Learn more

Our features

  • Four easy payments

    Pay in four installments over six weeks.

  • No surprises

    Payments are automatically made from your linked debit or credit card every two weeks.

  • Friendly reminders

    Advance notifications ensure you never miss a payment.

Buy from anywhere in 4 simple steps – online or in-store.

Install the Zip app, link your payment card and start shopping. It’s that easy.

Shopping online with the app

  • Find a retailer

    Search for your favorite stores in the app.

    Find a retailer
  • Browse your favorites

    Add products to your cart, then tap "Pay with Zip."

    Browse your favorites
  • Confirm purchase amount

    Ensure your cart amount matches the payment request.

    Confirm purchase amount
  • Complete payment

    We’ll autofill your payment info—check out in seconds.

    Complete payment

Shopping in-store with the app

  • Select the In-Store tab

    Enter your total purchase amount.

    Select the In-Store tab
  • Review your payment plan

    Confirm your amount and payment method to generate your virtual card.

    Review your payment plan
  • Add to your wallet

    Keep Zip in your Apple Wallet or Google Pay for easy access.

    Add to your wallet
  • Tap to pay!

    Pay with your wallet to complete your purchase.

    Tap to pay!

Download the app
to get started

Get instant access to shop now, pay later at thousands of brands—online or in-store.