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How net new customers fueled GameStop's 196% BNPL growth with Zip

September 11, 2025

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Wins at a glance

  • 196% increase in BNPL transaction volume

  • 2x the average AOV


A smarter path to BNPL: fast, flexible, and cost-conscious

Gaming isn’t one-size-fits-all, and neither is how players pay. Ahead of the 2024 holidays, GameStop wanted to meet debit-first and budget-conscious customers where they are, in-store and online. 


With omnichannel solutions and a shared-contribution model that made smarter payments possible without breaking margins or the backend, GameStop leaned on Zip BNPL to deliver.


The challenge: Reach net new customers by offering payment flexibility, without extra cost or friction. 


The solution: Zip


The result: A frictionless payment launch that drove strong growth, reached new audiences, and achieved significant results with minimal investment and effort.


Must-haves:


  • Launch quickly

  • Avoid major tech overhead or POS integrations

  • Align with cost-containment and margin-first strategy

  • Offer cost-effective payment options

  • Minimize internal disruption

  • Increase customer reach and satisfaction

  • Support long-term resilience and profitability


“Zip’s response reflected a strong understanding of our business and customer profile. Their model kept costs low while making the implementation incredibly easy.”


Launching in-store at lightspeed

In November 2024, near the peak of the holiday season, GameStop rolled out Zip in nearly 2,800 stores. There was no POS integration and no technical roadblocks—just a rapid, streamlined launch supported by associate training and custom co-branded signage.


“We launched in-store using a no-integration approach that enabled a fast, frictionless rollout. It was exactly what we needed to move quickly during the busiest season of the year.”


The impact was immediate. Within months of launch, monthly BNPL volume nearly tripled, a 196% increase. By June, activity peaked with the Nintendo Switch 2 launch and a series of Zip-supported in-store experiential events.

Products used

  • Virtual card

  • Zip widget

  • In-store marketing assets

  • No-POS integration


From stores to screens

Building on their in-store success, GameStop expanded Zip to their online channel in April 2025, using a virtual card integration—a fast, low-lift approach that preserved engineering resources. But speed was only part of the strategy. The digital launch followed proven best practices:


  • Zip widgets on product and cart pages to educate shoppers early and often

  • A clean, consistent user experience from discovery to checkout


Scoring new customers

In just 10 weeks after launching online (April to mid-June 2025), Zip drove serious momentum:


  • An increase in BNPL transaction volume

  • 61% of orders came from customers traditionally underestimated by legacy credit tools


Alongside driving volume, Zip helped GameStop reach a net new audience. This group of new shoppers are generally not served by credit cards or other BNPL but  are financially trustworthy with a 98%+ repayment rate and 35% early order repayment rate (in 2024).


And these shoppers weren’t just browsing. They were buying with intent, with 2x the average order value of the sitewide average.

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Disclaimer: Eligibility criteria apply. See payment terms: Zip Loan Terms of Service | Zip. Loans through Zip are originated by WebBank.