Buy now,
pay later at
Overstock

Pay for your next purchase at Overstock in 4 interest-free installments over 6 weeks when you check out with Zip, previously Quadpay.

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OverstockOverstock
  • 4 interest-free installments

    Enjoy your purchase now with only 25% of the cost due upfront, and the rest over 6 weeks.

  • Pay later at any store

    Whether online or in-store, via our retail partners or app, pay for your purchases anywhere Visa is accepted.

  • Loved by 7 million+ customers globally

    You’re in good hands. Get approved in seconds with no hard credit check and zero impact on your credit score.

How to use Zip at Overstock

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  1. Shop
  2. Stores
  3. Overstock

About Overstock

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Zip may earn a commission

Overstock.com wants to help you deck out your dream life by providing high-quality home merchandise and jewelry at value pricing. The online retailer was founded in 1999 by Patrick M. Byrne in Utah. The tech start-up quickly grew into a billion dollar company selling new, surplus, and closeout merchandise across categories like furniture, rugs decor, lighting, and more.

Zip may earn a commission


Customer Reviews

4.9 App Store200K+ ratings
Reviews from trustpilot

Great experience using QuadPay

Great experience using Quadpay. I’m definitely going to be using them for awhile, it’s way better than a credit card.

Joseph ZunigaVerified

This is my second experience with…

This is my second experience with QuadPay it’s a very streamlined and easy process to purchase items now and extend the payments out. I would recommend this app to friends and family!!

DGRAYVerified

QuadPay was easy to use...

QuadPay was easy to use and saved me any hassle. I love that they’re available for use online and in-person at a wide variety of retailers.

Verified

I love Quadpay!

I love Quadpay! It is so easy and simple to use! Thanks to Quadpay I was able to get my Husband a special gift for Father’s Day that he has really been wanting!! Thank you Quadpay!!

Verified

Great company

Great company, found a item I wanted on prime day but didn’t want to go over my monthly budget for gadgets, so I was able to split it up and get the item while it was on sale.

Travis DrewVerified

Quadpay is great

Quadpay is great, I’ve been able to get the things I want and need at a great price without interest added.

LaShekaVerified

Excellent way to make purchases and…

Excellent and convenient way to make purchases. I made a purchase from Amazon that I really needed to make.

Verified

I was able to get my whole amazon cart…

I was able to get my whole amazon cart in 4 payments during Prime days so I got some good deals. Works great!

Verified

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To shop in store and online anywhere, download the app on iOS or Android.

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Frequently Asked Questions

  • Yes! Zip, previously Quadpay, allows you to shop your favorite brands now and pay later. Shop anywhere and split your purchase in 4 installments over 6 weeks with the Zip app.