Meet the Zip Card
Pay your way, anywhere
Split purchases into installments online, in-store, and nearly anywhere Visa® is accepted¹ with the Zip Card—even if you don’t see Zip at checkout.
Split purchases into installments online, in-store, and nearly anywhere Visa® is accepted¹ with the Zip Card—even if you don’t see Zip at checkout.
Get the Zip app
Using your Zip Card
Start an order
Open the Zip app to check your estimated spending power.¹ Start an online order or tap the In-Store tab to shop in person.
Pay online or in-store
Use your Zip Card in the app or add it to a supported mobile wallet to complete your purchase.
More flexibility and control
Plans that flex
Choose from eligible Pay in 2, 4, or 8 installment plans,² and adjust your due date when available.¹
Easy tracking
Track your estimated spending power¹ and upcoming payments in the Zip app.
Online or in-store
Pay with the Zip Card from the app or, if eligible, carry a physical Zip Card.
Get to know your Zip Card
How to use your Zip Card in-store
Learn how to add your card to your mobile wallet and pay in-store.
Zip Card FAQs
How does the Zip Card work?
The Zip Card lets you use your estimated spending power¹ for eligible purchases online and in-store. Choose an eligible payment plan for your purchase, then keep track of your payments in the Zip app.
Can I use my Zip Card online?
Can I use my Zip Card in-store?
Where can I use the Zip Card?
What payment plans can I use with the Zip Card?
Are there monthly or annual fees for the Zip Card?
How do I manage my Zip Card?
Why is my Zip Card changing?
3 VISA is a trademark owned by Visa International Service Association and used under license