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Flexible payments built for finance teams



Learn how Zip delivers the payment experience your finance team needs to increase AOV, TTV, and revenue.

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BNPL built for how Finance & Payments leaders think


Flexible payment solutions that reach a wide-ranging customer segment without cannibalizing sales.

Convert customers you're currently missing


Millions of Americans are excluded by traditional credit and other BNPL vendors, but Zip’s unique approach is built to include underestimated consumers.

Grow AOV across every channel


When customers control their cash flow, they spend more confidently. Drive up to 32% increase in average spend across online and in-store.3

Protect margin with a merchant-first risk model


Merchants receive full payment upfront, and Zip carries the repayment risk with a 1.67% loss rate.4

Meet shoppers on their terms


Emerging shoppers are choosing flexible payments like Pay in 2, 4, and 8 over traditional credit. Make things easy, convenient, and manageable at the moment they're ready to buy.

The numbers that support your business case



Up to

39%


YoY TTV growth4

Up to

45%


45% of purchases repaid early5


13.1x


customer transactions annually4


1.67%


loss rate4


When Finance is confident, every team can move forward


Here's how Zip fits with the rest of your team.

Marketing & Ecommerce →

IT & Operations →

Executives →

Strategic BNPL resources for Finance & Payments leaders


Calculator
Hand holding a phone showing the Zip ROI calculator, where merchants estimate growth potential from buy now, pay later

Calculate your growth potential and ROI

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Guide
Hand tapping a Zip Visa card on a payment reader, the cover image for the ultimate buy now, pay later guide for merchants

The ultimate guide to buy now, pay later for merchants

Get the guide
Ebook
Cover of the Zip ebook Mastering the Payment Experience, on converting customers and building loyalty with BNPL

Mastering the Payment Experience: How to convert customers and build loyalty

Master the PX

Learn what Zip can deliver for your bottom line


Customer tapping a Zip Visa card on a payment reader while a merchant rings up the sale on a tablet with buy now, pay later (123)

Our team is here to walk you through the model: upfront merchant payment, repayment risk ownership, and the proof points you need to make the BNPL business case.

Talk to an expert

33Q FY26 results released to the ASX


4FY26 results released to the ASX


5Zip transaction data for 12 months ending in June 2026