Why split bills with Zip?

1. Avoid late fees on bill payments

When a big bill hits, Zip helps you pay it on time and avoid late fees. With Pay in 2, you can divide it into two equal payments on a fixed schedule, while the provider gets paid upfront.

2. Manage unexpected expenses

Things happen. Zip helps reduce the impact of unexpected expenses on your budget by breaking them up into two equal, predictable payments.

3. Get the flexibility you need

Don’t let last-minute expenses consume your whole budget. With Zip, you build a little breathing room into your monthly budget while covering the expenses you need.

FAQs about splitting bills

Can I use Zip to pay later for my bills?

Yes! Zip gives you the flexibility to pay your bill in two payments over time.

What app lets you pay bills in four payments?

The Zip app lets you split your bill payments into two equal installments.

How can I pay later for my bills with Zip?

Paying later for bills is easy with the Zip app:

• Download the Zip app
• Search for your provider in the Zip app
• Follow your provider’s instructions to pay your bill
• Tap "Pay with Zip" when you're ready to submit your payment (Subject to credit approval)
• Let Zip settle the bill–your second payment is automatically charged two weeks later

Can you pay bills in installments?

Yes! Zip makes it easier to pay unexpected bills in two installments, including utilities such as gas, electric, water, internet, phone. Simply find your provider in the Zip app and choose the “Pay with Zip” option. You’ll pay 50% upfront and the remaining 50% is charged automatically two weeks later.

Can I use Zip to pay utility bills?

Yes! It’s fast and easy to pay unexpected utility bills in two payments using the free Zip app. Simply log into your Zip account, locate your utility provider, enter your bill amount, and select the “Pay with Zip” option.

What is the app that pays bills in two installments?

Zip is a free app for iOS and Android that lets you pay unexpected bills in two installments online¹ from your phone, computer, or tablet. Download Zip today and pay unexpected bills on a two-week installment plan.

What bills can I pay for later with Zip?

The Zip app lets you split bills from your current providers in two installments.

How long does it take for my bill payment to go through?

With Zip, your purchase is paid in-full instantly—just like you would with a regular credit card. You pay 50% of your total at the time of your purchase, with the remaining 50% automatically charged two weeks later.