Why pay later for bills with Zip?

Avoid late fees on bill payments

Still be able to pay a large unexpected bill on-time and avoid late fees. Zip helps you settle your total cost today then make periodic payments, without derailing your budget, over time.

Manage unexpected expenses

Zip helps reduce impact to your budget by breaking down unexpected bills into regular, predictable payments over time.

Get the flexibility you need

We get it, things happen. Whether it's a last-minute car repair, an emergency trip to the vet or a sudden medical expense, Zip gives you the flexibility to pay bills later.

Buy now, Pay Later for Bills FAQs

Can I use Zip to pay later for my bills?

Yes! Zip gives you the flexibility to pay your bill in four payments over time.¹

What app lets you pay bills in four payments?

The Zip app lets you split your bill payments in 4.¹

How can I pay later for my bills with Zip?

Paying later for bills is easy with the Zip app:

• Download the Zip app.
• Search for your provider in the Zip app.
• Follow your provider’s instructions to pay your bill.
• Tap “Pay with Zip” when you’re ready to submit your payment.
• Let Zip settle the bill and pay us back over 6 weeks.¹

Can you pay bills in installments?

Yes! Zip makes it effortless to pay unexpected bills in 4 installments,1 including utilities such as gas, electric, water, internet, phone Simply find your provider in the Zip app and choose the “Pay with Zip” option. You’ll pay 25% upfront while Zip handles the rest, then pay the remaining 75% over 6 weeks.¹

Can I use Zip to pay utility bills?

Yes! It’s fast and easy to pay unexpected utility bills in 4 payments¹ using the free Zip app. Simply log into your Zip account, locate your utility provider, enter your bill amount, and select the “Pay with Zip” option.

What is the app that pays bills in 4?¹

Zip is a free app for iOS and Android that lets you pay unexpected bills in 4 online using your smartphone, computer, or tablet. Download Zip today and pay unexpected bills over time with a 6-week installment plan.¹

What bills can I pay for later with Zip?

The Zip app lets you pay later where you want, including your current providers!

How long does it take for my bill payment to go through?

With Zip, your purchase is paid in-full instantly – just like you would with a regular credit card. You pay for 25% of your total at the time of your purchase.¹ Then, you’ll pay off the remainder in three installments due every two weeks over the following 6 weeks.

¹For example, for a $335 purchase, you'd make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Actual installment fees vary and can range from $0 to $7.50 depending on the purchase price and Zip product used. Actual amount of fee for your purchase will be reflected in checkout. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank. All loans are subject to credit approval.

Zip can only be used for US purchases. Certain merchant, product, and services restrictions apply.