Good news! You can use BPAY to make repayments towards the owing balance on your Zip Money account.
You can make an additional repayment via the Zip App, or via our website here.
Once you've logged in:
- Tap on the product tile
- Tap “Pay Extra”
- Tap “Pay using BPAY”
Here you will see your BPAY Biller Code and the Reference number for your selected account.
BPAY repayments usually take up to 5 business days to reflect on your account. As such, it's important to allow enough time for them to process to ensure your repayment is received on time.
If your owing balance is accruing interest, interest will continue to accrue each day until the repayment reflects on your account.
Please note: Zip Money BPAY repayments will be applied to the Flex balance owing on your account. If you would like to pay off an individual instalment or make a scheduled repayment early, please use the ‘Pay Now’ function in your app.
IMPORTANT: The Instalments feature will no longer be available for new purchases made from 12 August 2025. From this date, all new purchases will be placed on the Flex repayment schedule. Existing Instalment plans will continue, and you must keep making repayments as usual. For more information on these changes, please visit here.