Eligibility for a Zip Personal Loan
To apply for a Zip Personal Loan, you’ll need to meet the following requirements:
- Be at least 18 years old
- Apply as an individual borrower (we don’t currently offer joint applications)
- Be an Australian citizen or permanent resident with a valid Australian residential address
- Hold a current Australian Driver Licence or Passport
- Meet Zip’s credit assessment criteria
Please Note: The Zip Personal Loan is unsecured, which means you don’t need to provide any collateral or assets to apply.
If you meet the above criteria and would like to apply, please apply for a Zip Personal Loan here.
For details on what information and documents you’ll need, see our application guide here.