Your variable interest rate will fall within the Zip Personal Loan range of 11.99% – 21.99% p.a.¹
The comparison rate includes both:
- The variable interest rate, and
- The fees and charges that contribute to the total cost of your loan.
The variable interest rate is lower than the comparison rate because it does not include the establishment fee, monthly account fee, or any other applicable fees.
Once approved, your Zip Personal Loan contract will outline your:
- Minimum monthly repayment amount
- Loan amount and term (duration)
- Applicable interest rate
- Monthly account fee
¹The interest rate on the Zip Personal Loan ranges between 11.99%p.a. to 21.99%p.a. T&Cs and credit approval criteria apply. A monthly account fee of $9.95 and one-off establishment fee of $199 will apply. Interest, fees and charges subject to change. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.