As a merchant, you may be eligible to offer interest-free periods from 6 - 72 months to your customers. Please be advised that a higher interest-free period will result in a higher merchant service fee.
If you wish to make alterations or enquire about the interest-free period you currently offer, please submit your request to our Merchant Experience Team here and we will be in contact with you to confirm eligibility and rates.
Please note, as a merchant, it is up to your discretion to decide which interest-free periods you wish to offer to your customers.
Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, 25.9% per annum as at 1 May 2023. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change.