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Terms and Conditions - Win a year's worth of travel with Zip

Win a year of travel on Zip (“the Promotion”)

Entry is only open to Australian residents 18 years and older.

The Promotion starts at 12:01 AM AEST 24 April 2023 and closes at 11:59PM AEST 26 April 2023 (Promotional Period).

To enter, you need to, during the Promotional Period:

  1. Follow the typeform link at https://zipmoney.typeform.com/to/yK1sjgzX;
  2. Tell us in 25 words or less where you want to travel in 2023 and why; and
  3. Have an active Zip Pay or Zip Money Account (“Zip Account”) which remains open and kept in good standing for the duration of the Promotional Period.

(“Eligible Entrant”)

  • Entry is limited to one per Customer and any one person can only win one prize under the Promotion.
  • The judging will occur on 11 May 2023 , and the winner will be notified by publishing the winner on the zip.co website and on Zip’s socials channels.
  • Each Eligible Entry will be individually judged (by representatives of Zip) based on the creativity and uniqueness of the eligible entrant’s answer. Judging will be at Zip’s absolute discretion.
  • Each winner will receive $3,145 Zip Credit. Total prize pool value is $3,145.
  • This competition is administered by the Promoter.
  • Your Personal Information may be used by the Promoter and disclosed to third parties for various purposes (see below for full details). Your name may be published by Promoter or Participating Influencer on any platform it owns or controls.

Eligibility

  • Entry is open to Australian residents 18 years and older.
  • Employees and other staff (and their immediate family members) of the Promoter or the Participating Influencer are ineligible to enter.
  • Entrants are subject to all applicable laws, and entries will be deemed void where prohibited by law.
  • By entering this competition, entrants agree to be bound by these terms and conditions. In case of any inconsistency between these terms and conditions and any other published material, these terms and conditions prevail.
  • This Promotion is subject to the applicable Zip Pay and/or Zip Money T&Cs provided at the time you sign(ed) up to for a Zip Account (as amended from time to time).
  • This Promotion is subject to your Zip Account remaining open and being kept in good standing for the duration of the Promotion Period and until the credit is applied to the winners Zip Account.

Entry

  • Entry is open to Australian residents 18 years and older.
  • Employees and other staff (and their immediate family members) of the Promoter or the Participating Influencer are ineligible to enter.
  • Entrants are subject to all applicable laws, and entries will be deemed void where prohibited by law.
  • By entering this competition, entrants agree to be bound by these terms and conditions. In case of any inconsistency between these terms and conditions and any other published material, these terms and conditions prevail.
  • This Promotion is subject to the applicable Zip Pay and/or Zip Money T&Cs provided at the time you sign(ed) up to for a Zip Account (as amended from time to time).
  • This Promotion is subject to your Zip Account remaining open and being kept in good standing for the duration of the Promotion Period and until the credit is applied to the winners Zip Account.

Prizes and winning

  • This is a game of skill. Chance will play no role in determining the winner(s). Each Eligible Entrants will be individually judged (by representatives of Zip) based on the most unique answer in Eligible Entrant’s comment. Judging will be at Zip’s absolute discretion.
  • The winners will be selected from all valid entries received during the Promotion Period. Eligible Entrants will be judged on 11 May 2023 at Level 7 / 180 George Street Sydney NSW 2000.
  • There will be a total of 1 winner, who will be notified by publishing their name on the zip.co website at 3PM AEST 16 May 2023.
  • By participating in this promotion you consent to your name and entry being published on the @zip_au Instagram page if you are the winner of this promotion.
  • Winners will receive AU$3,145 Zip Credit. Total prize pool value is AU$3,145 Zip Credit. Any credit applied to your Zip Account will result in a reduction of the amount you owe to Zip for the eligible purchase and not as a payment towards the eligible purchase. You will not be able to withdraw the credit from your Zip Account account or revert to cash, it can only be used via your Zip Account.
  • If there are any prizes unclaimed after reasonable attempts to contact a winner, this will be published on zip.co. Any subsequent unclaimed prize judging will be conducted at 3PM AEST 14 August 2023 and the winners will be notified within 5 business days of the redraw.
  • The Promoter may request reasonable identification from winners to confirm their identity and eligibility to enter. Any failure to do so may result in disqualification.
  • The Promoter’s decision on any aspect of this promotion is final and binding. No correspondence will be entered into in this respect.
  • No bonus prizes shall be awarded.
  • The prize must be used within the period of 12 months. Any unused credit of the prize within 12 months from the date it is added to the Zip Account, will expire.

Marketing and privacy

  • Entrants consent to their entry and Personal Information being used by the Promoter for marketing purposes. The Promoter may use, reproduce or modify the entry in any way without any further reference, payment or compensation to the entrant.
  • Personal information collected will be used in accordance with the Promoter’s Privacy Policy https://zip.co/au/page/privacy. The Promoter may disclose Personal Information to other organisations (including third parties) for the purposes of conducting the promotion, promotional, marketing, publicity, research and profiling. Entrants may access or change their personal information by contacting the Promoter by email at hello@care.zip.co.

Other terms

  • These terms and conditions do not limit, modify or exclude consumer guarantees as provided under the Competition and Consumer Act 2010 (Cth). The Promoter may amend any of these terms and conditions if required to comply with applicable laws.
  • The Promoter accepts no responsibility for errors (technical or human), technical failures or malfunctions except where caused by the Promoter’s fraud, negligence or wilful misconduct.
  • The Promoter accepts no responsibility for any loss or damage of any kind except where caused by the Promoter’s fraud, negligence, or wilful misconduct.
  • The Promoter reserves the right to vary the terms and conditions of the Promotion and Promotion Period at its reasonable discretion by publishing revised terms on Zip Promo Terms & Conditions - [insert link], including (but not limited to) cancelling or in any way modifying this Promotion or Promotion Period.
  • If the promotion cannot be run as planned for any reason beyond the reasonable control of the Promoter, the Promoter may, subject to licensing authority approval, alter, cancel, terminate, modify or suspend the promotion. The Promoter will use reasonable efforts to notify you should this occur by publishing a notice on its website.

Definitions

Personal Information

For the purposes of the Privacy Act 1988 (Cth), Personal Information means information or an opinion about an identified individual, or an individual who is reasonably identifiable, whether the information or opinion is true or not and whether the information or opinion is recorded in a material form or not.