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Pay your bills over time with Zip

From the everyday bill to the unexpected shocker, Zip's got you covered.

Pay a bill
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How it works

  • Pay a bill with Zip

    Your Zip account can be used to pay any bill that offers BPAY®

  • Zip settles the bill

    We'll process your bill and pay the biller1

  • You're all done!

    Your bill is paid, and you simply pay Zip back

  • Repayment flexibility

    Now you get to pick a payment schedule that suits you

Got a bill? We've got your back.

You can use Zip to pay everyday bills like phone and utilities, or to take the sting out of larger or unexpected bills. Settle them with the biller today, then pay Zip back over time. Use Zip for things like car rego, tax bills, school fees and more!

If you can use BPAY® to pay it, you can Zip it

Zip over 60,000 BPAY® Billers today and pay them back over time, on a weekly, fortnightly or monthly schedule that suits you.

Repay your way.

Choose a repayment schedule that suits you - weekly, fortnightly, or monthly.

Frequently Asked Questions

  • Eligible customers can use their Zip account to pay their bills through BPAY. We pay the bill, you pay us back over time; it's easy!

    1. Log in to the Zip app
    2. Tap 'Pay' and scroll down until you see 'Pay a bill with BPAY®'
    3. Tap the preferred amount used for payment (Zip Pay or Zip Money) and enter the biller details

    You will be able to see the bill payment in your 'Activity' along with all your other transaction history.

  • Look for the distinctive BPAY logo usually found on the bottom or back on your bill, and you should be able to find the biller code and reference number. Simply enter the details in the 'Pay your bills with Zip' screen and we'll process the payment for you.
  • Payments made after 4 pm (AEDT) will be processed the next NSW business day. Your Zip Pay account will be debited instantly but you should allow up to 3 business days for the biller to receive your bill payment.
  • If you return goods to a retailer and they agree to a refund, your Zip account will be credited with the agreed refund amount. The funds will then be put towards your owing balance or depending on the refund amount your account may be placed in credit.

Ready to pay your BPAY bill?

Log in to your Zip account.

Pay a bill

References

  • 1 Payments may take up to 5 business days to reach your Biller. Certain Biller exclusions apply including but not limited to credit institutions, gambling, share trading, personal loans and DEFT rent. A $2.50 processing fee may be payable for each bill processed using Zip Money. The amount of the fee will be advised and authorised by You at the time of any relevant bill payment. Exceptions may apply. ® Registered to BPAY Pty Ltd ABN 69 079 137 518