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Get the dental care you deserve today

Don’t let dental costs hold you back. Zip lets you spread the cost and invest in a healthy smile.

4.9App store rating

    Enter the amount you want to spend and find out how much you'll need to repay.

    Apply now
    4.9App store rating

    Smile brighter without the upfront cost

    Whether it’s a routine check-up, a necessary procedure, or cosmetic dentistry, Zip helps you manage the expenses with flexible repayment plans. Enjoy the confidence of a healthy smile today, and pay it off over time.

    How to sign up to Zip Money

    • New to Zip?

      2. Create your account in minutes

      3. Once approved, you can use Zip at your dentist's clinic just like an existing customer (follow steps 1-4 beside)

      Sign up to Zip Money

    • Existing Zip Customer?

      1. Let your dentist know you'd like to pay with Zip.

      2. Go to the 'Pay' tab on the Zip app and select 'Instore'

      3. Generate & Show your barcode at the front desk to pay with Zip

      4. Confirm your purchase and enjoy your dental treatment

    Increase your limit

    If your current Zip Money credit limit doesn't cover the entire cost of your dental treatment, you may be eligible for a credit limit increase.

    Submit your request in just minutes - we aim to respond within 48 hours.

    Apply for a credit limit increase

    How to apply to Zip Money

    • How Zip Money works

      • Credit limits from $1,000 - $50,0001

      • Interest free instalments from 3 to 60 months1

      • No balance, no monthly account fee. Otherwise you’ll pay $9.95.

      • One-off establishment fee up to $99 may apply

      • Repay early at any stage with no penalty

      Get started

    • What you'll need to apply

      • Your mobile number, personal email and employment details

      • Your residential details

      • Your online banking login to verify your income

      • Your passport, driver licence or medicare details

      Get started

    Frequently Asked Questions

      References

      • 1 Zip Money Instalments: Available to approved applicants only and subject to completion of satisfactory credit check upon application. Instalment plan splits eligible purchases of $300 and above into equal repayments within the interest free period. A monthly account fee of $9.95 applies and a one off establishment fee may apply for new customers. Additional charges may apply, see T&Cs. Under the contract, minimum monthly repayments are required and will vary depending on your credit limit. If you turn off instalments, all future transactions will be reverted to the minimum monthly repayment. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the applicable standard variable interest rate of 25.9% per annum, as at 1 June 2023. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878).
      • Apple, Apple Pay and the Apple App Store are trademarks of Apple Inc., registered in the U.S. and other countries and regions. Google, Google Pay, Google Play and the Google Play logo are trademarks of Google LLC. VISA is a trademark owned by Visa International Service Association and used under license. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.