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Earn 25,000
bonus Qantas Points

when you sign up with Zip Money and spend $6,000 in your first 3 months 1

Apply for Zip Money
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How to Earn


  1. Sign up for Zip Money2 via this link here by 11 December 2026.
  2. Once approved, activate your Zip Money account and link your QFF number in the Zip app.
  3. Spend $6,000 with your new Zip Money account within your first 3 months and 25,000 bonus Qantas Points will be credited to your Qantas Frequent Flyer account.3

Apply today

  • Apply with Qantas for a limit up to $20,000

    Pay nothing on the day of purchase and choose the amount, date and frequency of your repayments.

  • Get up to 6 months interest free with Qantas

    Zip Money is the perfect way to pay for flights. With up to 6 months interest free on all eligible Qantas flights, you can book now and repay over time with Zip.

  • Keep earning Qantas Points with Zip

    Transfer your Zip Rewards into Qantas Points when you reach the Zip Rewards Goal! Simply link your QFF number in the Zip app and choose Qantas Frequent Flyer as your redemption option.4

Apply with Qantas for a limit up to $20,000


  • $0-$99 establishment fee A one-off fee, up to $99, based on your approved credit limit may apply. See your contract for more details.

  • Up to 5 years interest free terms available at other select Zip partners.

  • From $50/month flexible repayments Repayments start from just $50 a month and are determined by your account's closing balance.

  • $9.95 monthly account fee Waived if your balance owing is $0 at the end of the month.

  • $1,000-$20,000 credit limit. Once you're approved we'll confirm your account credit limit. You may be eligible for a credit limit increase once you've been using your account for at least 6 months.

Apply for Zip Money

References

  • T&Cs, fees and credit approval apply. Other charges may be payable. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.
  • 1 Bonus Qantas Points eligibility: 25,000 bonus Qantas Points are available to new Zip Money customers who apply for a Zip Money account via zip.co/au/promotional/qantas-zm-2026 and are approved between 12:01am (AEDT) on 5 October 2026 and 11:59pm (AEDT) on 11 December 2026 (“Promotional Period”). To qualify, eligible customers must spend a total of at least $6,000 using their new Zip Money account within three months of the date their Zip Money application is approved, must be a Qantas Frequent Flyer (“QFF”) member and link their QFF number in the Zip app. Eligibility criteria, minimum spend requirements, credit approval and T&Cs apply. Zip reserves the right to vary, suspend or end the offer in accordance with the applicable terms and conditions. Bonus Qantas Points will be credited to your Qantas Frequent Flyer account within 14 days of meeting the minimum spend criteria. Available on Zip Money only.
  • 2 Zip Money: T&Cs and credit approval criteria apply. A monthly account fee of $9.95 will apply. A one-off establishment fee may apply for new customers. The availability of the interest free period for a purchase will depend on the purchase amount, the minimum monthly repayment and account status. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Minimum monthly payments are required and vary depending on your closing balance at the end of each statement period. Paying only the minimum monthly repayment may not repay a purchase within the interest free period. Paying the minimum monthly repayment may result in paying off the purchase before the interest free period expires. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878
  • 3 You must be a member of the Qantas Frequent Flyer program to earn Qantas Points. If you are not a Qantas Frequent Flyer member, join for free. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/terms.
  • 4 Redeemable when you reach the Rewards Goal. Rewards Program T&Cs and Zip Rewards QFF Offer T&Cs apply.