Own it now, pay later.
Interest free.
Buy anything, pay in 4 online or instore
Own your growth
Let your customers buy now and pay later.
Interest free.
Pay in 4. Interest free.
Shop 1,000s of merchants online and instore.

Shop it. Own it. Interest free.
Do more, enjoy more, experience more. Own your freedom, your wellness, your personal style. Simply checkout with Zip and pay later. Get that sofa, that outfit, buy that gift. It’s your life, we’ll help you own it.
How It WorksOwn what you love
Pay it in 4
Want it
Apply for your Zip account now, or whilst checking out online.
Get it
Spread your purchase across 4 equal fortnightly payments.
Own it
Every purchase you make with Zip is interest free. Online or instore.
Boost your business with a pay later option
Give your customers a better way to pay and they'll have more reason to buy. Zip is proven to increase sales conversion rates and average order values.
Need help getting things started?
Check out our Frequently Asked Questions section and get all the answers.
Read The FAQs