Zip fits you.
Zip fits your customer

Rebalance the power in payments and let your customers Zip Now, Pay Later - with no signup fees, no setup fees and payments up front.

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Grow your business with Zip

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Increase sales

Our partners experience up to 30% growth in sales, up to 70% increase in order value and up to 80% increase in repurchase rate.

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Daily settlement

Receive daily settlements up front, straight into your bank account.

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No fraud risk

We take all the risk, both credit and fraud. Once a transaction is approved, you’re guaranteed the payment - we’ll deal with the rest.

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Simple and straightforward pricing

No signup fees, no setup fees and no lock-in contracts.


growth in sales


increase in order value


increase in repurchase rate

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Getting started

Step One

Apply online

Complete our short form and we’ll get back to you within two business days.

Step Two

Integrate effortlessly

Follow our step-by-step guide and add Zip to your website for free, with support from our dedicated UK-based integrations team.

Step Three

Start accepting Zip payments

Receive payments directly to your bank account via EFT each day.

The Zip difference

We’re re-balancing the power in payments, providing our partners with a simpler way to grow their businesses that customers love.

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Integration is straightforward and free

Adding Zip as a payment solution is a cost-free, painless process.

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Honest pricing

You’ll pay an agreed merchant fee for successful transactions only. No platform fees, no management fees and no lock-in contracts.

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Know your transaction fees

Pay only your agreed rate. As your Zip transactions increase, your agreed rate can be renegotiated to scale with you.

Frequently Asked Questions

  • I’m an existing Zip partner, how do I contact merchant support?

    Email our Merchant Experience team, they’re available Monday – Friday from 9am to 6pm.

  • How does my business apply for Zip?

    Complete the application form, it takes a few minutes and you’ll find out if your business is eligible within 48 hours. Your business will be assessed on various criteria including the length of time they’ve been trading and their total annual sales. 

    This application form is for UK businesses only. If you’re based in Australia, please visit and if you’re based in New Zealand please visit

  • What other information do you need from me?

    We’ll ask you for your:

    • Personal details – including your name, contact number and email address
    • Business details – including your total annual sales average, website URL and ecommerce platform 
    • Your main business address and business contact number
    • Director’s details – including name, address, contact details and a form of ID such as a driving licence or passport 
  • What are the fees?

    We don’t charge signup fees, setup fees or lock our merchants into contracts. Our merchant service fees are charged per transaction and determined on an individual assessment of your business.

  • When do I get paid?

    You’ll receive the full purchase amount (minus our agreed merchant fee) in your allocated bank account the business day following a purchase.

  • What happens if a customer doesn't pay their instalments?

    Our merchant fee allows us to assume all credit risk, so you’ll always be paid the full purchase amount (minus our agreed fee) the business day following a purchase. If a customer misses an instalment, it’s our responsibility to recover it, but the vast majority of our customers pay their instalments on time.

  • Do I have to commit to a fixed term?

    No. We believe in our product and are confident that once you start accepting Zip, you’ll want to stay working with us. However if you ever feel Zip isn’t working for you, you can remove the integration at any time.

Ready to Zip it?

From getting started to getting noticed, check out our guides for making Zip work for your business.