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Same Zip, new look, even more brands...

Enjoy interest free shopping when you
Zip Now, Pay Later.

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Our Features

  • No interest, no fees & no contract

    Pay your instalments on time and you'll only pay for your purchase, with regular reminders before we take a payment.

  • Instant approval

    A quick soft credit check with no impact on your credit score.

  • Simple payments & peace of mind

    Manage your orders, repayments and refunds in the app, with support from our Customer Experience team, should you need it.

How to shop online in the app

  • Find a retailer

    Search for your favourite store in the app.

  • Shop for what you love

    Then tap 'Pay with Zip'.

  • Review your payment plan

    Then confirm it.

  • Complete payment

    Your payment info will autofill - checkout in seconds.

How to shop instore at selected retailers

  • Select the 'In-Store' tab

    Enter the amount you wish to spend.

  • Review your payment plan

    Confirm it to generate your Zip card.

  • Add it to your digital wallet1

    For easy instore access.

  • Tap to Pay!

    Tap to pay at the till to complete your purchase.

Need help getting things started?

  • To pay with Zip, you need to:

    • Be over 18
    • Have a UK debit card
    • Be living in the UK
    • Have a good credit history and show responsible borrowing behaviour – for existing Zip customers, this means paying your instalments on time. To better understand and learn how to improve your credit, sign up for free with a credit reference agency such as Experian or TransUnion. For some customers, we haven't been able to verify their details because conflicting information is held by the credit reference agencies.

    You'll be subject to a soft credit check and will also need a smartphone – which you can verify – to be able to download the app and sign up for an account.


Zip it quicker in the app!

Pay in 4, interest free at 100s of stores and manage your orders, repayments and refunds all in our app.


  • 1 Google Pay is a trademark of Google LLC

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