Same Zip, new look, even more brands...
Split in 4 at your favourite stores
Split in 4 at
your favourite
stores
Enjoy interest free shopping when you
Zip Now, Pay Later.
Our Features
No interest, no fees & no contract
Pay your instalments on time and you’ll only pay for your purchase, with regular reminders before we take a payment.
Instant approval
A quick soft credit check with no impact on your credit score.
Simple payments & peace of mind
Manage your orders, repayments and refunds in the app, with support from our Customer Experience team, should you need it.
How to shop online with the app
Find a retailer
Search for your favorite stores in the app.
Browse your favorites
Add products to your cart, then tap "Pay with Zip."
Confirm purchase amount
Ensure your cart amount matches the payment request.
Complete payment
We’ll autofill your payment info—check out in seconds.
How to shop instore with Apple Pay
Select the instore tab
Enter the total amount you wish to spend instore at selected retailers.
Review your payments
Confirm your payment plan to generate your virtual Zip card.
Add to your Apple Wallet
Add your Zip card to your Apple Wallet.
Tap to pay!
Tap to pay and complete your purchase.
Need help getting things started?
To pay with Zip, you need to:
- Be over 18
- ave a UK debit card
- Be living in the UK
- Have a good credit history and show responsible lending behaviour – for existing Zip customers, this means paying your instalments on time. To better understand and learn how to improve your credit, sign up for free with a credit reference agency such as Experian or TransUnion. For some customers, we haven’t been able to verify their details because conflicting information is held by the credit reference agencies.
You’ll be subject to a soft credit check and will also need a smartphone – which you can verify – to be able to download the app and sign up for an account.
Zip it quicker in the app!
Pay in 4, interest free at 100s of stores and manage your orders, repayments and refunds all in our app.