Why offer four, when you can offer more

Access the full potential of your business when you offer no or low interest repayment options at checkout.

Add Zip to checkout
4.9App store rating

Millions of shoppers globally and counting

Give your business a growth spurt

Turn browsers into buyers by integrating Zip into your business. Offering Zip opens up a world of flexible ways for your customers to pay up to $50,000 and repay on their terms.

Sell smarter with Zip

Boost online and in-app conversion with Zip at checkout.

Join direct for better pricing and a deeper integration that gives you more control over the interest-free terms on offer to customers or connect with ease and see the power of Zip at checkout through Stripe or Adyen.

Add Zip to checkout

Offer more, sell more

Drive sales in-store with low or zero integration required.

Simply let customers know you offer Zip with our free instore collateral and watch how flexible payments make customers say 'yes'. Boost online and in-app conversion with Zip at checkout.

Add Zip to checkout

More ways to pay, more ways to buy

  • Big limits, bigger carts

    2 million Aussie customers and growing with credit limits from $1,000-$50,000.

  • Rates that make sense

    MSFs tailored to your business. Low rates for everyday, value driven for interest free terms up to 60 months.

  • Next day payments

    Put cashflow on cruise control. Get paid in full the next day (minus fees) so you can focus on growing your business.

  • Risk covered

    We take the customer credit and fraud risk. So once a transaction is approved, you get paid.

No code, low code and app plugins available

Friction removed so you can effortlessly connect Zip to your online and in-store solutions. Over 40+ e-commerce, POS platforms and payment service providers ready for you to plug and play.

Frequently Asked Questions

  • To offer Zip Payments your business must meet a set of assessment criteria such as length of trading time, annual turnover and industry type. It will be assessed how Zip can best serve your business. Unfortunately, there are some businesses we are unable to support due to the nature of products or services provided. For more information, please click here.

    The application takes a few minutes, find out if your business is eligible once application is submitted. Apply now.

  • Your details: Personal details, such as name, contact number and email address.

    Business details:

    • Registered Australian Business Number (ABN). This doesn't include Australian Company Number (ACN)
    • Total annual sales.
    • Website URL and e-commerce platform (if online).
    • Main business address and business contact number.

    Director details: Director’s name, address and contact details. A form of ID such as a Driver Licence or Passport will be needed to verify identity and confirm association with the business.

    This Zip Partner application form is for Australian businesses only. If you’re based in NZ please visit zip.co/nz/for-merchants/ and if you’re based in US please visit zip.co/us/for-businesses for more information. The application takes a few minutes, find out if your business is eligible once application is submitted.

  • There are no set up costs, ongoing fees or lock in contracts. We want you to love offering Zip and believe we should be adding value to your business, we charge low or interchange merchant service fees for everyday transactions via our Zip Pay and Zip Plus products or tiered value-driven pricing for longer interest free terms up to 60 months. Helping your business keep more of the profit.

    When you apply we'll tailor rates to your business and customers needs, so you can focus on growing your business in the confidence your customers have the repayment flexibility to say 'yes'.

    Sign up on directly for the best rates or switch Zip on via our payment partners such as Adyen or Stripe for minimal technical uplift and accelerate time-to-revenue.

    Your merchant service fees will be confirmed once you complete the sign up process and we have assessed your business need. If you require further assistance please call our team on 02 8294 2212 or email hello@partners.zip.co.