Terms and conditions - Zip Plus $300 Cashback Promtion

Apply and be approved for a new Zip Plus Account between 12:01am AEDT, 7 May 2026 and 11:59pm AEDT, 30 June 2026 (“Offer Period”) and meet the eligibility criteria to receive $300 cashback (“Offer”).

To be eligible to receive this offer you must:

• Apply and be approved for a new Zip Plus Account during the Offer Period; and
• Spend a minimum of $6000 using your new Zip Plus account within 3 months of from the date of account approval (“Minimum Spend Requirement”) (“Promotional Period”)

Customers who meet the Minimum Spend Requirement will receive $300 cashback applied as a credit to their Zip Plus account balance. Once the Minimum Spend Requirement is met, cashback will be applied 90 days post the Promotional Period.

If you fail to meet the Minimum Spend Requirement you will not be eligible to receive cashback under this Offer.

If any transactions are cancelled, refunded or reversed such that your spend falls below $6000 in a relevant 3 month period, that amount will not contribute toward your Minimum Spend Requirement.

This Offer is available to new Zip Plus account holders only. Customers who currently hold, or have previously held, any Zip Account are not eligible for this Offer. Limit of one Offer per eligible customer. This Offer is non-transferable and may not be exchanged or redeemed for cash.

This Offer is subject to your Zip Account remaining open and being kept in good standing for the duration of the Offer Period and Promotional Period.

Your participation in the promotion must be in accordance with these Terms and Conditions, your Zip Plus Account terms and conditions, and (where applicable) the Single-Use Card Terms and Conditions and/or the Visa Card Terms and Conditions. This Offer cannot be used in conjunction with any other offers unless otherwise stated. No promo code is required to claim this Offer.

If at any time Zip reasonably believes that you are engaging in this promotion through fraudulent, deceptive, or dishonest actions or means, or you violate these, or your Zip Plus Account terms and conditions, we reserve the right to cancel or block your participation in the promotion and reverse any cashback credited.

Zip does not make any warranties or representations on the delivery, service, quality, quantity, merchantability, suitability or availability of products or services purchased using a Zip Account. Nothing in these terms and conditions is intended to exclude, restrict or modify any non-excludable right or remedy you have under law including the Australian Consumer Law. Any disclaimer, exclusion, or limitation as provided for in these conditions applies to the full extent permitted by law and subject to any non-excludable right or remedy.

Zip reserves the right to vary the Terms and Conditions of the Offer at its reasonable discretion by publishing revised terms on https://zip.co/au/page/terms-zip-plus-300-cashback including (but not limited to) cancelling or in any way modifying this Offer or Offer Period. This Offer is being made by ZipMoney Payments Pty Ltd ABN 58 164 440 993.

1 T&Cs and credit approval criteria apply. A monthly account fee of $9.95 applies unless you repay your balance in full by the end of the last day of the month. Each day ends at 11:59pm AEST (AEDT during daylight savings). Interest and other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878). Visit https://zip.co/au/zip-plus to find out more.