Shop just about everywhere with the app
Safer online shopping
Generate a single-use visa card for extra security when shopping online. They work anywhere Visa is accepted and expire after one purchase.**Visa card for everywhere
With the Zip Visa Card, you can spend anywhere Visa is accepted - both online and instore.*
Purchase gift cards on the app
The perfect present, delivered in seconds. Choose from over 200 great brands with flexible amounts from $25 to $1000. Add a personal message, and send it now or schedule it for that special day. Gift card T&Cs apply.
Shop gift cards
Pay your bills
Use Zip with over 60,000 BPAY® Billers. Save their details to pay faster next time, and get ahead of late fees with handy bill reminders. There's just a small $2.50 processing fee when using Zip Money, no matter how big your bill is.1



Easily manage your repayments
Set your repayment schedule in the Zip app! Repay a minimum of $40 per month. Choose weekly, fortnightly or monthly repayments.

Earn instant cashback
Not only are we flexible, we're rewarding too. Earn instant cashback when shopping at our rewards partners. Download the Zip app to browse and activate our range of offers.***

Download the app to get started
Get instant access to shop now, pay later at thousands of brands—online or in-store.

References
- * Zip Visa Card is available with Zip Pay and Zip Plus. Zip Visa Card T&Cs apply.
- ** Zip Single-use card T&Cs apply
- 1 Payments may take up to 5 business days to reach your Biller. Certain Biller exclusions apply including but not limited to credit institutions, gambling, share trading, personal loans and DEFT rent. A $2.50 processing fee may be payable for each bill processed using Zip Money. The amount of the fee will be advised and authorised by You at the time of any relevant bill payment. Exceptions may apply. ® Registered to BPAY Pty Ltd ABN 69 079 137 518
- *** Rewards are redeemable when you reach the Rewards Goal. See Promotion and Reward Program T&Cs for more details. Zip may earn a commission.