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Win a Share of $3000 in Zip Credit

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Get up $20K credit limit with Zip Plus

Enjoy the freedom of everyday spending everywhere Visa is accepted1. Pay instore with a tap of your phone. Shop securely online. Set and forget bills. Earn cashback at hundreds of brands. Zip Plus is ready when you are.2

And for a limited time, you'll go into the draw to win 1 of 6 x $500 Zip credits, once you're approved.*

  • Get up to $20,000 credit limit
  • No international transaction fees
  • No interest if your month-end balance is $1000 or less, and 13.70% p.a if over3
Sign up to Zip Plus

References

  • T&Cs, fees and credit approval apply. Other charges may be payable. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.
  • 1 Zip Visa Card is available with Zip Pay and Zip Plus. Zip Visa Card T&Cs apply.
  • 2 Zip Plus: Interest accrues daily on the total balance owing at the end of each day. No interest will be charged to your account in a given month if the balance owing at the end of the last day of that calendar month is $1,000 or less. Each day ends at 11:59pm AEST (AEDT during daylight savings). Standard interest rate is 13.70% p.a as at 1 April 2026. T&Cs and credit approval criteria apply. A monthly account fee of $9.95 will apply if the total balance owing is not paid in full by the end of the last day of the calendar month. Interest and other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.
  • * Competition: Eligible Entrants: Australian residents aged 18+ who receive targeted communication from Zip. Promotion Period: Between 12:01am AEST 09/05/2026 and 11:59pm AEST 31/05/2026. Eligible Entry: To enter, an eligible entrant must, during the Promotion Period, apply for a new Zip Plus account and be approved. Limit one (1) Eligible Entry per person. Prize: 6 prizes to be won. Each prize is $500 Zip credit credited to the winner’s new approved Zip Plus account (total prize pool $3,000). Draw: A random prize draw will occur at 10:00am AEST 04/06/2026 at Zip Money Payments Pty Ltd, Level 7, 180 George Street, Sydney NSW 2000. Winners announced at https://zip.co/au/promotional/win-share-3K-zipcredit-upsell-xsell-to-Z+ by 04/06/2026. Promoter: Zip Money Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence 441878. Full T&Cs: https://zip.co/au/page/terms-win-share-3K-zipcredit-upsell-xsell-to-Z+. T&Cs, fees and credit approval apply. Other charges may be payable. Credit provided by Zip Money Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878).
  • 3 Zip Plus: Interest accrues daily on the total balance owing at the end of each day. No interest will be charged to your account in a given month if the balance owing at the end of the last day of that calendar month is $1,000 or less. Each day ends at 11:59pm AEST (AEDT during daylight savings). Standard interest rate is 13.70% p.a. T&Cs and credit approval criteria apply. A monthly account fee of $9.95 will apply if the total balance owing is not paid in full by the end of the last day of the calendar month. Interest and other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.