Why choose Zip?
Sign up in minutes
Applying is fast and easy so you can start shopping today!
Shop just about everywhere
Shop at all your favourite places, online and instore, with the Zip app.
You're in control by paying later at your own pace.
How to pay with Zip at theR8.com in 3 simple steps
Apply for a Zip account in minutes
Shop at theR8.com online
Pay with a Single-Use Card* in the app, or select Zip at checkout
Loved by millions of shoppers globally and counting
Best buy now pay later option available.
Out of all the buy now pay later companies, ZipPay has the most option available for using in store and online having the create temporary card feature and apple wallet tap and pay features.Verified
In Love with Zip Pay.
I wish I could give them more than 5 stars! Lucky to be born in the world of Zip, helped me get through many difficult times. Thank you so much Zip Pay. I love you!Verified
Very helpful in need!
Zip is very helpful when you don't have money in your savings or credit card. Instalment payments are very flexible.Verified
Zip is the best among them
I’ve used all the other platforms, and I think none is close to Zip. The flexibility and unlimited nature of transactions from BPay to Credit Card to in app purchasing. None of the others come near to it.Verified
Just love knowing I have Zip
I feel I have my own independence being able to have a system like Zip. I can purchase items I love for myself and for others too. To be able to pay back what I can afford without breaking the budget.Verified
I CAN USE THIS ANYWHERE!
Literally - In Store or Online - Virtually on ANY (well almost) kind of purchase.Verified
If find Zip really easy to use and always there when I need them. Hassle free and paying back is easy too.Verified
Convenient and helpful
When purchased big ticket item it’s so convenient to pay by ZIPPay because can be paid back by instalment without interestVerified
Millions of Zip customers across Australia, New Zealand and the US
Over 45000 merchants across Australia and New Zealand
4.9/5 App Store rating from over 251K reviews
TheR8 provides a superior travel booking experience, with no contracts; planning a trip is simple and hassle-free. Choose from more than 500,000+ hand-picked hotels, 500+ airlines, numerous activities and car rental services. Use ZipMoney or ZipPay to book your trip today, but pay later. Book flights, hotels and activities today. The R8 allows you to enjoy your vacation with fantastic accommodations and world-class airlines. As an online travel agency that accepts ZipMoney and ZipPay, we help book flights, hotels and activities directly online with a personalised concierge. This concierge will help you book your vacation for you or your entire family. TheR8 offers flights from around the world and unbelievable international and domestic hotels; your dream vacation awaits! You can travel to Europe, Asia, America, anywhere International. Or, if you wish to travel Domestic, you can use Zip to pay for flights and hotels/accomodation allover Australia; especially top cities such as Sydney, Perth, Melbourne, Gold Coast, and everywhere in between! With our 500,000 hotels we offer, that includes top brands such as The Hilton, The Mercure, Adina, Sofitel, Four Seasons, Hyatt, Rydges, aLoft, Best Western, Holiday Inn, Mantra, Ibis Budget, and thousands of others! Whether it is a hotel, a flight or an activity, The R8 can help you plan you vacation or holiday!Zip may earn a commissionVisit store
Have a question?
Here are some FAQs to help you get to know Zip better.
Yes! Zip allows you to shop just about everywhere, online and instore. We give you the flexibility to set your repayment schedule to suit your lifestyle – choose weekly, fortnightly, or monthly. You can also pay your bills, manage your subscriptions, buy gift cards and earn rewards when you use the Zip app.
- * Tap to pay in store available with Zip Pay only. Use the Card everywhere that Visa contactless payments are accepted in store. Card T&Cs apply. Single-use card available with Zip Pay and Zip Money only. Use the Card everywhere that Visa contactless payments are accepted online. Card T&Cs apply.