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Shop BIG W with Zip

Pay for your next BIG W purchase with Zip and repay monthly, fortnightly or weekly.

BIG W

Why choose Zip?

  • Sign up in minutes

    Applying is fast and easy so you can start shopping today!

  • Shop just about everywhere

    Shop at all your favourite places, online and instore, with the Zip app.

  • Flexible repayments

    You're in control by paying later at your own pace.

How to pay with Zip at BIG W in 3 simple steps

Loved by millions of shoppers globally and counting

Reviews from the App Store

Best buy now pay later option available.

Out of all the buy now pay later companies, ZipPay has the most option available for using in store and online having the create temporary card feature and apple wallet tap and pay features.

Verified

In Love with Zip Pay.

I wish I could give them more than 5 stars! Lucky to be born in the world of Zip, helped me get through many difficult times. Thank you so much Zip Pay. I love you!

Verified

Very helpful in need!

Zip is very helpful when you don't have money in your savings or credit card. Instalment payments are very flexible.

Verified

Zip is the best among them

I’ve used all the other platforms, and I think none is close to Zip. The flexibility and unlimited nature of transactions from BPay to Credit Card to in app purchasing. None of the others come near to it.

Verified

Just love knowing I have Zip

I feel I have my own independence being able to have a system like Zip. I can purchase items I love for myself and for others too. To be able to pay back what I can afford without breaking the budget.

Verified

I CAN USE THIS ANYWHERE!

Literally - In Store or Online - Virtually on ANY (well almost) kind of purchase.

Verified

Always there

If find Zip really easy to use and always there when I need them. Hassle free and paying back is easy too.

Verified

Convenient and helpful

When purchased big ticket item it’s so convenient to pay by ZIPPay because can be paid back by instalment without interest

Verified

Zip metrics

  • Millions of Zip customers across Australia, New Zealand and the US

  • Over 52,000 merchants across Australia and New Zealand

  • 4.9/5 App Store rating from over 301K reviews

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About BIG W

BIG W is Australia's first home-gown discount department store. For generations, it’s been the trusted backstop for many Australian households. Between snack time and bedtime, Aussie family homes can be full of excitement and new adventures that create lasting memories. BIG W is always around to provide you with anything you need to enjoy family life. Stock up on snacks and food for lazy days spent at home and busy days on the road. Don’t miss out on their great offers and products because you’re short on cash. Have an easy shopping experience when you opt for interest-free payments at BIG W with Zip Pay. Whether you need kids’ clothing to tackle those growth spurts or a bag of pet food to keep your furry friend happy, we can help you pay for your purchases with easy instalments and 0% interest when you shop with Zip Pay. When shopping online with BIG W, you can simply select Zip from the payment options and away you go. Zip splits out your repayments so you can rest easy knowing that your family will always be taken care of. This flexible payment option allows you to buy now and pay later. Choose from either Zip Pay or Zip Money depending on what sort of family budget you have and easily pick up all your favourite items. If you don't have an account yet, don’t worry. Simply choose the option that’s right for you, apply online in a few minutes and you could be making BIG W Zip Pay purchases in no time at all.Zip may earn a commission

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Have a question?

Here are some FAQs to help you get to know Zip better.

  • Zip Pay is an interest-free buy-now-pay-later service with a credit limit of up to $10001. Repayments are based on a minimum monthly payment from as little as $10 per week. A $9.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date. With Zip Pay, you can shop everywhere you see the Contactless Symbol when you add your Zip card to your Apple or Google wallet*.

    Zip Money is a line of credit with credit limits between $1,000 and $5,000 for regular accounts and up to $50,000 for specific merchants. Zip Money offers customers a guaranteed interest-free period of 3 months across all products and up to 36 months with some retailers2. Zip Money accounts may incur a one-off establishment fee for certain credit limits. A $9.95 monthly account fee applies.

    Both products also feature our Shop Everywhere card, which you can use at any online retailer that accepts Visa*.

References

  • * Tap to pay in store available with Zip Pay only. Use the Card everywhere that Visa contactless payments are accepted in store. Card T&Cs apply. Single-use card available with Zip Pay and Zip Money only. Use the Card everywhere that Visa contactless payments are accepted online. Card T&Cs apply.
  • 1 Zip Pay: Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we'll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit check. Other charges may be payable. T&Cs apply.
  • 2 Zip Money: Available to approved applicants only and subject to completion of satisfactory credit check upon application. Instalment plan splits eligible purchases of $300 and above into equal repayments within the interest free period. Eligible purchase excludes Zip bills and gift cards. A monthly account fee of $9.95 applies and a one off establishment fee may apply for new customers. Additional charges may apply, see T&Cs. Under the contract, minimum monthly repayments are required. If you turn off instalments, all future transactions will be reverted to the minimum monthly repayment. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the applicable standard variable interest rate of 25.9% per annum, as at 1 June 2023. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878).