Why choose Zip?
Sign up in minutes
Applying is fast and easy so you can start shopping today!
Shop just about everywhere
Shop at all your favourite places, online and instore, with the Zip app.
Flexible repayments
You're in control by paying later at your own pace.
How to pay with Zip at Target in 3 simple steps
Apply for a Zip account in minutes
Shop at Target online or in store
Pay with the app or tap to pay with Zip* using your digital wallet

Loved by millions of shoppers globally and counting
Best buy now pay later option available.
Out of all the buy now pay later companies, ZipPay has the most option available for using in store and online having the create temporary card feature and apple wallet tap and pay features.
VerifiedIn Love with Zip Pay.
I wish I could give them more than 5 stars! Lucky to be born in the world of Zip, helped me get through many difficult times. Thank you so much Zip Pay. I love you!
VerifiedVery helpful in need!
Zip is very helpful when you don't have money in your savings or credit card. Instalment payments are very flexible.
VerifiedZip is the best among them
I’ve used all the other platforms, and I think none is close to Zip. The flexibility and unlimited nature of transactions from BPay to Credit Card to in app purchasing. None of the others come near to it.
VerifiedJust love knowing I have Zip
I feel I have my own independence being able to have a system like Zip. I can purchase items I love for myself and for others too. To be able to pay back what I can afford without breaking the budget.
VerifiedI CAN USE THIS ANYWHERE!
Literally - In Store or Online - Virtually on ANY (well almost) kind of purchase.
VerifiedAlways there
If find Zip really easy to use and always there when I need them. Hassle free and paying back is easy too.
VerifiedConvenient and helpful
When purchased big ticket item it’s so convenient to pay by ZIPPay because can be paid back by instalment without interest
VerifiedZip metrics
Millions of Zip customers across Australia, New Zealand and the US
Over 45000 merchants across Australia and New Zealand
4.9/5 App Store rating from over 251K reviews
About Target
Target is the ultimate destination for affordable homewares and decor, clothing and shoes, toys, entertainment and everything in between. As one of Australia's leading discount retailers, Target provides high-quality goods at low, warehouse-like prices. The perfect place for seasonal items, and year-round staples, it's easy to spend an afternoon browsing through the aisles or online store pages. Now, you can stop wishing and waiting to buy essentials and gifts at Target. Say goodbye to your Target credit card payments because Zip Pay is here to improve your shopping experience by making it interest-free. Every purchase you make with Zip Pay has 0% interest, whether you're shopping Target in-store or using Zip for your online purchases. Use your Zip Pay account to buy what you want at Target today and pay off your purchases using flexible instalments. Sign up, log in and say 'hello' to owning them sooner. Whatever you want to buy from Target, there's a Zip solution to help make it happen. If you're new to the world of Zip, you can apply online for an account and download the app in just a few minutes. Once you're approved, you can easily shop in-store or online. If you're shopping online, select the Zip payment option and follow the prompts to login and complete your payment. You'll have your order shipped right away, just like any other purchase. So, what are you waiting for? Start owning the way you pay at Target with Zip.Zip may earn a commission
Visit storeHave a question?
Here are some FAQs to help you get to know Zip better.
Yes! Zip allows you to shop just about everywhere, online and instore. We give you the flexibility to set your repayment schedule to suit your lifestyle – choose weekly, fortnightly, or monthly. You can also pay your bills, manage your subscriptions, buy gift cards and earn rewards when you use the Zip app.
References
- * Tap to pay in store available with Zip Pay only. Use the Card everywhere that Visa contactless payments are accepted in store. Card T&Cs apply. Single-use card available with Zip Pay and Zip Money only. Use the Card everywhere that Visa contactless payments are accepted online. Card T&Cs apply.