Why choose Zip?
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Shop just about everywhere
Shop at all your favourite places, online and instore, with the Zip app.
You're in control by paying later at your own pace.
Customer ReviewsReviews from the App Store
Best buy now pay later option available.
Out of all the buy now pay later companies, ZipPay has the most option available for using in store and online having the create temporary card feature and apple wallet tap and pay features.Verified
In Love with Zip Pay.
I wish I could give them more than 5 stars! Lucky to be born in the world of Zip, helped me get through many difficult times. Thank you so much Zip Pay. I love you!Verified
Very helpful in need!
Zip is very helpful when you don't have money in your savings or credit card. Instalment payments are very flexible.Verified
Zip is the best among them
I’ve used all the other platforms, and I think none is close to Zip. The flexibility and unlimited nature of transactions from BPay to Credit Card to in app purchasing. None of the others come near to it.Verified
Just love knowing I have Zip
I feel I have my own independence being able to have a system like Zip. I can purchase items I love for myself and for others too. To be able to pay back what I can afford without breaking the budget.Verified
I CAN USE THIS ANYWHERE!
Literally - In Store or Online - Virtually on ANY (well almost) kind of purchase.Verified
If find Zip really easy to use and always there when I need them. Hassle free and paying back is easy too.Verified
Convenient and helpful
When purchased big ticket item it’s so convenient to pay by ZIPPay because can be paid back by instalment without interestVerified
11.4 million Zip customers across 14 countries
Over $16 billion in secure transactions since 2013
4.9/5 APP STORE RATING FROM OVER 239K REVIEWS
Kogan.com is Australia's premier shopping destination with thousands of products to browse in their expansive online store. From TVs, computers and mobile phones to home appliances, fashion and beauty products, all the best deals are available at Kogan and you can buy now and pay later. Deck out your home with this year's top-rated appliances ranging from pie makers, to whitegoods, to the newest Dyson, all interest-free when you shop with Zip Pay. Now you can find the perfect housewarming or wedding gift, without the added stress of big payments or credit card interest. The Kogan Zip Pay partnership is a match made in heaven for online shoppers, offering your Kogan products shipped as usual but with the ability to split out the payments. Just choose Zip from the Kogan payment options at checkout once you've added everything to your cart. Need to buy a present for someone who has everything? Buy them a gift card to use online at Kogan and send it to them instantly. Aussies are becoming savvier in their online shopping habits, and Zip is proud to be one of the few Kogan payment options available to help them get the most from Kogan's great deals online. Using your Zip Pay account when shopping online is like having a Kogan credit card, except you'll benefit from our easy payments, flexible instalments and you won't have to pay interest. If you don't have a Zip Pay or Zip Money account yet, then don't worry. Simply choose the Zip account option that's right for you, apply online in a few minutes and you could be good to go in no time at all. Give yourself the freedom to pay later for your Kogan products.Zip may earn a commissionVisit store
Have a question?
Here are some FAQs to help you get to know Zip better.
Yes! However, Zip allows you to shop just about everywhere, online and instore. We give you the flexibility to set your repayment schedule to suit your lifestyle – choose weekly, fortnightly, or monthly. You can also pay your bills, manage your subscriptions, buy gift cards and earn rewards when you use the Zip app.
- * Available with Zip Pay only. Use the Zip Pay Card everywhere Visa contactless payments are accepted. Card T&Cs apply.
- ** Single-use Card T&Cs Apply.
- ^ Zip Pay: Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date.
- ^^ Zip Money is available to approved applicants only. Instalment feature splits eligible purchases of $300 and above into equal repayments within the interest free period (excluding a monthly account fee of $7.95 and a one off establishment fee that may apply for new customers). Under the contract, minimum monthly repayments are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free will be charged at the standard annual percentage rate, currently 19.9%. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).