MoneyYourWay

Credit

Up to $1,000

Monthly fee Monthly feesPay your statement closing balance in full by the due date to waive the monthly fee. Or pay $9.95 per month to carry a balance.

If balance owing Monthly feesPay your statement closing balance in full by the due date to waive the monthly fee. Or pay $9.95 per month to carry a balance.

Interest

Credit

Up to $20,000

Monthly fee Monthly feesPay no fee when you have nothing owing at the end of the month. Or $9.95 per month to carry a balance.

If balance owing Monthly feesPay no fee when you have nothing owing at the end of the month. Or $9.95 per month to carry a balance.

Interest (p.a) InterestOnly charged when your end of month balance is over $1,000, interest free when its under.

Closing balance over $1,000 InterestOnly charged when your end of month balance is over $1,000, interest free when its under.

Credit

Up to $5,000

Monthly fee Monthly feePay no fee when you have nothing owing at the end of the month. Or $9.95 per month to carry a balance.

If balance owing Monthly feePay no fee when you have nothing owing at the end of the month. Or $9.95 per month to carry a balance.

Interest (p.a) InterestAny balance outstanding at the expiry of the interest free period will be charged at the standard variable rate of 25.90% p.a. Interest free terms vary and will be advised at checkout.

On expiry of interest free period InterestAny balance outstanding at the expiry of the interest free period will be charged at the standard variable rate of 25.90% p.a. Interest free terms vary and will be advised at checkout.

Loans

Up to $50,000

Interest (p.a)⁷ Interest rateWe determine the interest rate available to you based on your credit score and financial information provided during your application. The interest rate on the Zip Personal Loan ranges between 11.99%p.a. to 21.99%p.a. T&Cs and credit approval criteria apply.

Up to 21.99% p.a Interest rateWe determine the interest rate available to you based on your credit score and financial information provided during your application. The interest rate on the Zip Personal Loan ranges between 11.99%p.a. to 21.99%p.a. T&Cs and credit approval criteria apply.

Comparison (p.a)⁸ Comparison rateA comparison rate includes the interest rate as well as fees relating to a loan. This helps you identify the true cost of a loan and compare loans more easily.

Up to 22.90% p.a Comparison rateA comparison rate includes the interest rate as well as fees relating to a loan. This helps you identify the true cost of a loan and compare loans more easily.