Why choose Zip?
Sign up in minutes
Applying is fast and easy so you can start shopping today!
Shop just about everywhere
Shop at all your favourite places, online and instore, with the Zip app.
Flexible repayments
You're in control by paying later at your own pace.
How to pay with Zip at 99 Bikes in 3 simple steps
Apply for a Zip account in minutes
Shop at 99 Bikes online or in store
Pay with the app or tap to pay with Zip* using your digital wallet
Loved by millions of shoppers globally and counting
Best buy now pay later option available.
Out of all the buy now pay later companies, ZipPay has the most option available for using in store and online having the create temporary card feature and apple wallet tap and pay features.
VerifiedIn Love with Zip Pay.
I wish I could give them more than 5 stars! Lucky to be born in the world of Zip, helped me get through many difficult times. Thank you so much Zip Pay. I love you!
VerifiedVery helpful in need!
Zip is very helpful when you don't have money in your savings or credit card. Instalment payments are very flexible.
VerifiedZip is the best among them
I’ve used all the other platforms, and I think none is close to Zip. The flexibility and unlimited nature of transactions from BPay to Credit Card to in app purchasing. None of the others come near to it.
VerifiedJust love knowing I have Zip
I feel I have my own independence being able to have a system like Zip. I can purchase items I love for myself and for others too. To be able to pay back what I can afford without breaking the budget.
VerifiedI CAN USE THIS ANYWHERE!
Literally - In Store or Online - Virtually on ANY (well almost) kind of purchase.
VerifiedAlways there
If find Zip really easy to use and always there when I need them. Hassle free and paying back is easy too.
VerifiedConvenient and helpful
When purchased big ticket item it’s so convenient to pay by ZIPPay because can be paid back by instalment without interest
VerifiedZip metrics
Millions of Zip customers across Australia, New Zealand and the US
Over 45000 merchants across Australia and New Zealand
4.9/5 App Store rating from over 251K reviews
About 99 Bikes
Shop for your dream bike at 99 Bikes, where passionate salespeople and skilled mechanics are waiting to make sure that you have a smooth ride every time. Here you'll find every type of bike and accessory imaginable like road bikes, e-bikes, mountain bikes, BMX bikes and cruiser styles. Whether you're a hardcore enthusiast, a recreational biker, an adventure seeker, or looking for a pre-loved style, you'll find a bike you'll love. Find a comprehensive range of parts and accessories sold by experienced mechanics who can help diagnose your bike problems or size a part to fit your current bike in minutes. Shop car racks, helmets, baskets, baby seats, transport bags and bike storage. Browse over 900 styles from today's top brands such as Mongoose, Merida, Apollo, BMC and Norco and receive a free professional bike fit when you buy new. Buy your next bike from 99 Bikes with Zip. You can set up your own repayment schedule that allows for flexible payments to be made weekly, fortnightly, or monthly. Set up your Zip account online and you could be approved to shop shortly after. Use your 99 Bikes Zip Pay or Zip Money account to kickstart a new healthy lifestyle by making a commitment to fitness and biking. Once you find your new bike, simply select Zip from the 99 Bikes payment options and you'll be on your way.Zip may earn a commission
Visit storeHave a question?
Here are some FAQs to help you get to know Zip better.
Yes! Zip allows you to shop just about everywhere, online and instore. We give you the flexibility to set your repayment schedule to suit your lifestyle – choose weekly, fortnightly, or monthly. You can also pay your bills, manage your subscriptions, buy gift cards and earn rewards when you use the Zip app.
References
- * Tap to pay in store available with Zip Pay only. Use the Card everywhere that Visa contactless payments are accepted in store. Card T&Cs apply. Single-use card available with Zip Pay and Zip Money only. Use the Card everywhere that Visa contactless payments are accepted online. Card T&Cs apply.