Why choose Zip?
Sign up in minutes
Applying is fast and easy so you can start shopping today!
Shop just about everywhere
Shop at all your favourite places, online and instore, with the Zip app.
You're in control by paying later at your own pace.
Loved by millions of shoppers globally and counting
Best buy now pay later option available.
Out of all the buy now pay later companies, ZipPay has the most option available for using in store and online having the create temporary card feature and apple wallet tap and pay features.Verified
In Love with Zip Pay.
I wish I could give them more than 5 stars! Lucky to be born in the world of Zip, helped me get through many difficult times. Thank you so much Zip Pay. I love you!Verified
Very helpful in need!
Zip is very helpful when you don't have money in your savings or credit card. Instalment payments are very flexible.Verified
Zip is the best among them
I’ve used all the other platforms, and I think none is close to Zip. The flexibility and unlimited nature of transactions from BPay to Credit Card to in app purchasing. None of the others come near to it.Verified
Just love knowing I have Zip
I feel I have my own independence being able to have a system like Zip. I can purchase items I love for myself and for others too. To be able to pay back what I can afford without breaking the budget.Verified
I CAN USE THIS ANYWHERE!
Literally - In Store or Online - Virtually on ANY (well almost) kind of purchase.Verified
If find Zip really easy to use and always there when I need them. Hassle free and paying back is easy too.Verified
Convenient and helpful
When purchased big ticket item it’s so convenient to pay by ZIPPay because can be paid back by instalment without interestVerified
12 million Zip customers across 11 countries
Over $18.7 billion in secure transactions since 2013
4.9/5 APP STORE RATING FROM OVER 251K REVIEWS
Ecosa value sleep and they know you do too. Since 2015, they've been designing luxury sleep solutions using intelligent ergonomic designs that work for your body. Unlike traditional mattress companies, they don't have a high mark-up on products, which means they can pass the savings onto you. From the one-for-all mattress to sets of silky and breathable bamboo sheets, simple but beautiful sleep experiences are what they do best. Ecosa is committed to using only high-quality materials that are good for you and the environment. Their bamboo products are 100% pesticide-free and manufactured using water-reducing, chemical-free dyeing processes. When Ecosa mattresses are returned, they're donated to charity partners. So far, they've donated over 5000 mattresses and pillows to those in need via The Salvation Army, and smaller local charities. All purchases come with painless delivery and have been created to increase comfort and decrease disturbance. Get the better night's sleep you've wanted from Ecosa today with Zip. Zip allows you to buy now, pay later. Simply register for a Zip Pay account, and you could be shopping at Ecosa interest-free. Zip is proud to be one of the Ecosa payment options, and you can easily set up flexible repayments schedule weekly, fortnightly or monthly. Use your Ecosa Zip Pay or Zip Money account to furnish your home without the stress of large up-front cash payments. Save some money and slowly pay off your Ecosa purchases over the course of your personalised payment plan. Choose Zip and get ready for better nights.Zip may earn a commission
Have a question?
Here are some FAQs to help you get to know Zip better.
Yes! However, Zip allows you to shop just about everywhere, online and instore. We give you the flexibility to set your repayment schedule to suit your lifestyle – choose weekly, fortnightly, or monthly. You can also pay your bills, manage your subscriptions, buy gift cards and earn rewards when you use the Zip app.
- * Available with Zip Pay only. Use the Card everywhere Visa contactless payments are accepted.
- ** Single-use card
- ^ Zip Pay: Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date. Available to approved applicants only. T&Cs apply
- ^^ Zip Money: Available to approved applicants only. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the applicable variable rate. For Customers who acquired an account before 1 December 2022, the applicable standard variable rate is 23.9% per annum. For Customers who acquired an account from 1 December 2022, the applicable variable rate is 21.9% per annum. The applicable interest rate is subject to change. A $7.95 monthly account fee applies. A one-off establishment fee may apply for new customers. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878). T&Cs apply.