Shop Genea Fertility (IVF) with Zip
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Apply for Zip Money to access credit limits up to $30,000 and interest free periods of 36 months when you shop at Genea Fertility (IVF)
How to apply to Zip Money
How Zip Money works
Get startedCredit limits from $1,000 - $30,0001
Interest free instalments from 3 months to 36 months1
No balance, no monthly account fee. Otherwise you’ll pay $9.95.
One-off establishment fee up to $99 may apply
Repay early at any stage with no penalty
What you'll need to apply
Get startedYour mobile number, personal email and employment details
Your residential details
Your online banking login to verify your income
Your passport, driver licence or medicare details
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Shop at all your favourite places, online and instore, with the Zip app.
Flexible repayments
You're in control by paying later at your own pace.
How to pay with Zip at Genea Fertility (IVF) in 3 simple steps
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Shop at Genea Fertility (IVF) in store
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About Genea Fertility (IVF)
Genea Fertility (IVF) offer a range of fertility treatments, not just IVF. In fact, only 50% of patients who see a Fertility Specialist at Genea require IVF. Their unique care model means there's a dedicated fertility care team comprising fertility specialists, nurses, counsellors and scientists, all tailoring a treatment just for you. Selecting the right fertility clinic for you is an important decision and cost is likely to be a contributing factor. Not all clinics are created equal, but generally speaking, the quicker that you achieve a pregnancy, the less expensive the treatment will be. This is where Genea's world leading science and expertise plays a critical role. They aim to do one egg and sperm collection and from this create enough embryos for patients to complete their family. Hearing that you need fertility treatment to help you have a family sometimes comes as a surprise. If you have found yourself needing IVF but haven't been able to budget for it, you don't need to compromise. Genea have partnered with us at Zip to help make fertility treatment more accessible, and it might be the right choice to help you get started sooner. Gaining access to Zip to pay for your treatment is simple and instant, however before you apply for an account you'll need to receive a personalised treatment plan from one of our experienced Fertility Specialists. When you've received your fee estimate you can apply for your Zip account. If approved, you'll have access to the funds to use for your treatment immediately. If you don't have a Zip account yet, now is the time to sign up so you can get the treatment you need, when you need it.Zip may earn a commission
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Here are some FAQs to help you get to know Zip better.
- Zip Pay is an interest free buy now pay later product offering a credit limit of up to $1,0002. You can buy what you love and enjoy the flexibility of paying it off over time.
- Apply in under 4 minutes and start shopping instantly once approved
- Instant access to a digital Visa card that works online and instore, anywhere Visa is accepted.*
- Repay from $10/week A $9.95 monthly account fee applies, waived if nothing owing.
Zip Plus is a great value digital card with interest free and waived fee options. You’ll have more spending power than Zip Pay, with access to a credit limit of $2,000-$8,0003.- Instant access to a digital Visa card that works online and instore, anywhere Visa is accepted.*
- Reduce your owing balance to $1,500 at the end of each month and you’ll pay no interest at all. If your owing balance is over $1,500 at the end of the month, a low interest rate of 12.95% p.a applies.
- Repay from $20/week
- No international transaction fee when shopping abroad, including overseas online shopping.
- A $9.95 monthly account fee applies, waived if there is no balance owing at the end of each month.
Zip Money is a line of credit with limits between $1,000 and $5,000 when customers apply directly with Zip, or $50,000 when customers apply through select Zip retailers. You’ll enjoy a guaranteed interest free period of 3 months across all purchases and up to 5 years with some Zip’s retailers1.- Repay from $10/week
- A one-off establishment fee for certain credit limits may apply
- A $9.95 monthly account fee applies, waived if nothing owing at the end of each month.
Repayments are automatically direct debited from the payment method that you added when you created the account. You can change the payment method at any time and the frequency of your payments to weekly, fortnightly or monthly as long as you're covering the minimum monthly repayments. Choose what works best for you.
With Zip Pay a $9.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date. With Zip Money a $9.95 monthly account fee applies which is waived if you have nothing owing.
For Zip Pay, one late payment fee of $5. A customer will be charged an additional late fee where they have caught up on all repayments and then miss another repayment at a later date.
References
- 1 Zip Money Instalments: Available to approved applicants only and subject to completion of satisfactory credit check upon application. Instalment plan splits eligible purchases of $300 and above into equal repayments within the interest free period. A monthly account fee of $9.95 applies and a one off establishment fee may apply for new customers. Additional charges may apply, see T&Cs. Under the contract, minimum monthly repayments are required and will vary depending on your credit limit. If you turn off instalments, all future transactions will be reverted to the minimum monthly repayment. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the applicable standard variable interest rate of 25.9% per annum, as at 1 June 2023. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878).
- * Zip Visa Card is available with Zip Pay and Zip Plus. Zip Visa Card T&Cs apply.
- 2 Zip Pay: Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we'll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit check. Other charges may be payable. T&Cs apply.
- 3 Zip Plus: Interest accrues daily on the total balance owing at the end of each day. No interest will be charged to your account in a given month if the balance owing at the end of the last day of that calendar month is $1,500 or less. Each day ends at 11:59pm AEST (AEDT during daylight savings). Standard interest rate is 12.95% p.a. T&Cs and credit approval criteria apply. A monthly account fee of $9.95 will apply if the total balance owing is not paid in full by the end of the last day of the calendar month. Interest and other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.