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Shop at hardtofind with Zip

Pay for your next hardtofind purchase with Zip and repay monthly, fortnightly or weekly.

hardtofind

Why choose Zip?

  • Sign up in minutes

    Applying is fast and easy so you can start shopping today!

  • Shop just about everywhere

    Shop at all your favourite places, online and instore, with the Zip app.

  • Flexible repayments

    You're in control by paying later at your own pace.

How to pay with Zip at hardtofind in 3 simple steps

Customer Reviews

Reviews from the App Store

Best buy now pay later option available.

Out of all the buy now pay later companies, ZipPay has the most option available for using in store and online having the create temporary card feature and apple wallet tap and pay features.

Verified

In Love with Zip Pay.

I wish I could give them more than 5 stars! Lucky to be born in the world of Zip, helped me get through many difficult times. Thank you so much Zip Pay. I love you!

Verified

Very helpful in need!

Zip is very helpful when you don't have money in your savings or credit card. Instalment payments are very flexible.

Verified

Zip is the best among them

I’ve used all the other platforms, and I think none is close to Zip. The flexibility and unlimited nature of transactions from BPay to Credit Card to in app purchasing. None of the others come near to it.

Verified

Just love knowing I have Zip

I feel I have my own independence being able to have a system like Zip. I can purchase items I love for myself and for others too. To be able to pay back what I can afford without breaking the budget.

Verified

I CAN USE THIS ANYWHERE!

Literally - In Store or Online - Virtually on ANY (well almost) kind of purchase.

Verified

Always there

If find Zip really easy to use and always there when I need them. Hassle free and paying back is easy too.

Verified

Convenient and helpful

When purchased big ticket item it’s so convenient to pay by ZIPPay because can be paid back by instalment without interest

Verified

Zip metrics

  • 11.4 million Zip customers across 14 countries

  • Over $16 billion in secure transactions since 2013

  • 4.9/5 APP STORE RATING FROM OVER 239K REVIEWS

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About hardtofind

Welcome to the opposite of 'I can get that anywhere'.hardtofind celebrates fun, innovative design from the best small creative businesses in Australia and all over the world. Stop, look and 'where did you get that?' pieces, made by talented people who love what they do.The business baby of Eri Stewart – also a busy mother of three – hardtofind has its home in Sydney's vibing inner west and works with sellers from all around Australia and as far away as London, Lithuania and Puerto Rico.Our site brings together an expertly sourced global community of cottage industries, independent studios and hole-in-the-wall retailers with people looking for something different – and creating a much more personal maker/manufacturer-to-customer shopping experience.Whether you're buying for yourself or others of the 'significant' persuasion, we have quirky, stand-out quality items and gifts that you won't find anywhere else. Guaranteed to give you satisfaction with a #humblebrag glow.So don't just sit there. Shop outside of the box.Zip may earn a commission

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Have a question?

Here are some FAQs to help you get to know Zip better.

  • Yes! However, Zip allows you to shop just about everywhere, online and instore. We give you the flexibility to set your repayment schedule to suit your lifestyle – choose weekly, fortnightly, or monthly. You can also pay your bills, manage your subscriptions, buy gift cards and earn rewards when you use the Zip app.

References

  • * Available with Zip Pay only. Use the Zip Pay Card everywhere Visa contactless payments are accepted. Card T&Cs apply.
  • ** Single-use Card T&Cs Apply.
  • ^ Zip Pay: Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date.
  • ^^ Zip Money is available to approved applicants only. Instalment feature splits eligible purchases of $300 and above into equal repayments within the interest free period (excluding a monthly account fee of $7.95 and a one off establishment fee that may apply for new customers). Under the contract, minimum monthly repayments are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free will be charged at the standard annual percentage rate, currently 19.9%. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).