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About Kent Saddlery
Kent Saddlery is an Australian family owned business established in 1988 by Lyle and Helen Kent. The Kent Saddlery retail store and manufacturing shed is situated on the New England Highway at Stanthorpe, South East Queensland. Foundational to their logo "Going the Extra Mile" Kent Saddlery is committed to making uniquely Australian heritage style items including briefcases, diary and Ipad/Iphone covers and classic handbags, bags and purses. These hand made products are perfect for enduring personal use and are ideal gifts for loved ones. All Kent Saddlery leather goods can be personalised and embellished using their on-site laser printing service. Kent Saddlery specialises in making their own handcrafted saddles and a comprehensive range of leather and other related products. An excellent supply of vinyl and canvas gearbags and swags is also available. These and all Kent Saddlery products are handmade on-site by a team of skilled saddlers, machinists, pattern designers and workers trained in the art of hand stitching. Kent Saddlery continually sources other quality items which compliment their handmade products and to this end they stock an extensive range of Akubra hats, Ariat and Harold boots and first quality pocket knives and Leatherman tools. A variety of interesting products are also available online and an invitation is extended to friends, customers and travellers to visit the retail store at Stanthorpe. Come on in and smell the leather' and look around the distinctive gallery style retail area, reminiscent of an old-time saddlery store. Whether customers visit in person, use the online store, mail order or free call facilities, all Kent Saddlery staff are committed to providing personalised friendly service. A genuine welcome is guaranteed. *Premium Australian leather is used exclusively for the Kent Saddlery HERITAGE COLLECTION of handcrafted handbags, bags & purses.Zip may earn a commission
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Here are some FAQs to help you get to know Zip better.
- Zip Pay is an interest free buy now pay later product offering a credit limit of up to $1,0001. You can buy what you love and enjoy the flexibility of paying it off over time.
- Apply in under 4 minutes and start shopping instantly once approved
- Instant access to a digital Visa card that works online and instore, anywhere Visa is accepted.*
- Repay from $10/week A $9.95 monthly account fee applies, waived if nothing owing.
Zip Plus is a great value digital card with interest free and waived fee options. You’ll have more spending power than Zip Pay, with access to a credit limit of $2,000- $4,0002.- Instant access to a digital Visa card that works online and instore, anywhere Visa is accepted.*
- Reduce your owing balance to $1,500 at the end of each month and you’ll pay no interest at all. If your owing balance is over $1,500 at the end of the month, a low interest rate of 12.95% p.a applies.
- Repay from $20/week
- No international transaction fee when shopping abroad, including overseas online shopping.
- A $9.95 monthly account fee applies, waived if there is no balance owing at the end of each month.
Zip Money is a line of credit with limits between $1,000 and $5,000 when customers apply directly with Zip, or $50,000 when customers apply through select Zip retailers. You’ll enjoy a guaranteed interest free period of 3 months across all purchases and up to 5 years with some Zip’s retailers3.- Repay from $10/week
- A one-off establishment fee for certain credit limits may apply
- A $9.95 monthly account fee applies, waived if nothing owing at the end of each month.
Repayments are automatically direct debited from the payment method that you added when you created the account. You can change the payment method at any time and the frequency of your payments to weekly, fortnightly or monthly as long as you're covering the minimum monthly repayments. Choose what works best for you.
With Zip Pay a $9.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date. With Zip Money a $9.95 monthly account fee applies which is waived if you have nothing owing.
For Zip Pay, one late payment fee of $5. A customer will be charged an additional late fee where they have caught up on all repayments and then miss another repayment at a later date.
References
- * Zip Visa Card is available with Zip Pay and Zip Plus. Zip Visa Card T&Cs apply.
- 1 Zip Pay: Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we'll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit check. Other charges may be payable. T&Cs apply.
- 2 Zip Plus: Interest accrues daily on the total balance owing at the end of each day. No interest will be charged to your account in a given month if the balance owing at the end of the last day of that calendar month is $1,500 or less. Each day ends at 11:59pm AEST (AEDT during daylight savings). Standard interest rate is 12.95% p.a. T&Cs and credit approval criteria apply. A monthly account fee of $9.95 will apply if the total balance owing is not paid in full by the end of the last day of the calendar month. Interest and other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.
- 3 Zip Money Instalments: Available to approved applicants only and subject to completion of satisfactory credit check upon application. Instalment plan splits eligible purchases of $300 and above into equal repayments within the interest free period. A monthly account fee of $9.95 applies and a one off establishment fee may apply for new customers. Additional charges may apply, see T&Cs. Under the contract, minimum monthly repayments are required and will vary depending on your credit limit. If you turn off instalments, all future transactions will be reverted to the minimum monthly repayment. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the applicable standard variable interest rate of 25.9% per annum, as at 1 June 2023. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878).