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Pay with a Single-Use Card* in the app, or select Zip at checkout
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About Mountain Designs
Every product stitched with a Mountain Designs label has been designed with the quality and functionality required to take on the world's biggest adventure playground, the outdoors. This is paramount to who we are and embedded in our DNA. It stemmed from when founder Rick White started crafting purpose-made adventure gear for his customers in the early 70s, and continues to be at the core of our operations today. Because like you, we live and breathe adventure. And like you, we hike, we climb, we camp, we explore, we dare. We know how essential the performance of our product is to the adventure. So by combining that real, hands-on experience with a dedicated focus on functionality, we are more committed than ever to outfitting you in the highest quality products so you can keep the adventure going. For Rick White, founder of Mountain Designs, life was about adventure, getting outdoors and exploring everything the world had to offer. His passion was climbing and in the late 1960s, Rick's name became synonymous with daring, almost crazy, ascents of various Australian climbs, particularly in the south-east of Queensland. With an ambitious desire to push the limits, he soon began venturing into the unknown and forging new routes, inspiring a cohort of local climbers along the way. This helped establish the sport within the domestic climbing community and put Australia on the map globally. Rick was indeed a visionary and a pioneer, and in 1975 following a bold attempt to climb Mt Fitz Roy in Patagonia, he dreamed up and began operating a climbing equipment business that would later become known as Mountain Designs.Zip may earn a commission
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Here are some FAQs to help you get to know Zip better.
Zip Pay is an interest-free buy-now-pay-later service with a credit limit of up to $10001. Repayments are based on a minimum monthly payment from as little as $10 per week. A $9.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date. With Zip Pay, you can shop everywhere you see the Contactless Symbol when you add your Zip card to your Apple or Google wallet*.
Zip Money is a line of credit with credit limits between $1,000 and $5,000 for regular accounts and up to $50,000 for specific merchants. Zip Money offers customers a guaranteed interest-free period of 3 months across all products and up to 36 months with some retailers2. Zip Money accounts may incur a one-off establishment fee for certain credit limits. A $9.95 monthly account fee applies.
Both products also feature our Shop Everywhere card, which you can use at any online retailer that accepts Visa*.
References
- * Tap to pay in store available with Zip Pay only. Use the Card everywhere that Visa contactless payments are accepted in store. Card T&Cs apply. Single-use card available with Zip Pay and Zip Money only. Use the Card everywhere that Visa contactless payments are accepted online. Card T&Cs apply.
- 1 Zip Pay: Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we'll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit check. Other charges may be payable. T&Cs apply.
- 2 Zip Money: Available to approved applicants only and subject to completion of satisfactory credit check upon application. Instalment plan splits eligible purchases of $300 and above into equal repayments within the interest free period. Eligible purchase excludes Zip bills and gift cards. A monthly account fee of $9.95 applies and a one off establishment fee may apply for new customers. Additional charges may apply, see T&Cs. Under the contract, minimum monthly repayments are required. If you turn off instalments, all future transactions will be reverted to the minimum monthly repayment. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the applicable standard variable interest rate of 25.9% per annum, as at 1 June 2023. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878).