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Shop at OMF with Zip

Pay for your next OMF purchase with Zip and repay monthly, fortnightly or weekly.


Why choose Zip?

  • Sign up in minutes

    Applying is fast and easy so you can start shopping today!

  • Shop just about everywhere

    Shop at all your favourite places, online and instore, with the Zip app.

  • Flexible repayments

    You're in control by paying later at your own pace.

How to pay with Zip at OMF in 3 simple steps

Loved by millions of shoppers globally and counting

Reviews from the App Store

Best buy now pay later option available.

Out of all the buy now pay later companies, ZipPay has the most option available for using in store and online having the create temporary card feature and apple wallet tap and pay features.


In Love with Zip Pay.

I wish I could give them more than 5 stars! Lucky to be born in the world of Zip, helped me get through many difficult times. Thank you so much Zip Pay. I love you!


Very helpful in need!

Zip is very helpful when you don't have money in your savings or credit card. Instalment payments are very flexible.


Zip is the best among them

I’ve used all the other platforms, and I think none is close to Zip. The flexibility and unlimited nature of transactions from BPay to Credit Card to in app purchasing. None of the others come near to it.


Just love knowing I have Zip

I feel I have my own independence being able to have a system like Zip. I can purchase items I love for myself and for others too. To be able to pay back what I can afford without breaking the budget.



Literally - In Store or Online - Virtually on ANY (well almost) kind of purchase.


Always there

If find Zip really easy to use and always there when I need them. Hassle free and paying back is easy too.


Convenient and helpful

When purchased big ticket item it’s so convenient to pay by ZIPPay because can be paid back by instalment without interest


Zip metrics

  • 12 million Zip customers across 12 countries

  • Over $18.7 billion in secure transactions since 2013


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About OMF

Don't be tricked into buying an overpriced bed that's pumped full of marketing hot air. You can pay less for a feature-packed mattress when you shop at OMF. When you take a look inside an OMF mattress, you'll find the same components as you would from big brand mattresses. But, you'll get a lot more of them for every dollar that you spend at OMF. Some 'bed in a box' mattress companies that you've probably already seen online would have you believe that one mattress fits all. But the truth is that not everyone sleeps the same way and not everyone has the same body. That's why OMF stocks a comprehensive range of mattresses - so you can find the one that's just right for you. The friendly mattress experts at OMF each have over 200 hours training, so they're the perfect people to help you choose the perfect mattress. Even if you choose to buy your mattress online, they'll be there to help if you need it. Every OMF mattress comes with a comprehensive warranty that ranges from 1 to 10 years. Your mattress warranty guarantees that any OMF mattress sold with flaws, faults or inferior workmanship will be replaced or repaired at no cost to you. Start sleeping easier with a mattress from OMF and Zip. Using Zip means you can buy now and pay later. All you need to do is register for a Zip Pay account, and you could be shopping at OMF interest-free. Zip is proud to be one of the OMF payment options, and you can easily set up flexible repayments schedule weekly, fortnightly or monthly. Use your OMF Zip Pay or Zip Money account to furnish your home without the stress of large up-front cash payments. Choose Zip and get ready for better nights.Zip may earn a commission

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Have a question?

Here are some FAQs to help you get to know Zip better.

  • Yes! However, Zip allows you to shop just about everywhere, online and instore. We give you the flexibility to set your repayment schedule to suit your lifestyle – choose weekly, fortnightly, or monthly. You can also pay your bills, manage your subscriptions, buy gift cards and earn rewards when you use the Zip app.


  • * Available with Zip Pay only. Use the Card everywhere Visa contactless payments are accepted. Card T&Cs apply.
  • ** Single-use card T&Cs apply.
  • ^ Zip Pay: Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date. Available to approved applicants only. T&Cs apply
  • ^^ Zip Money: Available to approved applicants only. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the applicable variable rate. For Customers who acquired an account before 1 December 2022, the applicable standard variable rate is 23.9% per annum. For Customers who acquired an account from 1 December 2022, the applicable variable rate is 21.9% per annum. The applicable interest rate is subject to change. A $7.95 monthly account fee applies. A one-off establishment fee may apply for new customers. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878). T&Cs apply.