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Shop at OMF with Zip

Pay for your next OMF purchase with Zip and repay monthly, fortnightly or weekly.


Why choose Zip?

  • Sign up in minutes

    Applying is fast and easy so you can start shopping today!

  • Shop just about everywhere

    Shop at all your favourite places, online and instore, with the Zip app.

  • Flexible repayments

    You're in control by paying later at your own pace.

How to pay with Zip at OMF in 3 simple steps

Loved by millions of shoppers globally and counting

Reviews from the App Store

Best buy now pay later option available.

Out of all the buy now pay later companies, ZipPay has the most option available for using in store and online having the create temporary card feature and apple wallet tap and pay features.


In Love with Zip Pay.

I wish I could give them more than 5 stars! Lucky to be born in the world of Zip, helped me get through many difficult times. Thank you so much Zip Pay. I love you!


Very helpful in need!

Zip is very helpful when you don't have money in your savings or credit card. Instalment payments are very flexible.


Zip is the best among them

I’ve used all the other platforms, and I think none is close to Zip. The flexibility and unlimited nature of transactions from BPay to Credit Card to in app purchasing. None of the others come near to it.


Just love knowing I have Zip

I feel I have my own independence being able to have a system like Zip. I can purchase items I love for myself and for others too. To be able to pay back what I can afford without breaking the budget.



Literally - In Store or Online - Virtually on ANY (well almost) kind of purchase.


Always there

If find Zip really easy to use and always there when I need them. Hassle free and paying back is easy too.


Convenient and helpful

When purchased big ticket item it’s so convenient to pay by ZIPPay because can be paid back by instalment without interest


Zip metrics

  • Millions of Zip customers across Australia, New Zealand and the US

  • Over 45000 merchants across Australia and New Zealand

  • 4.9/5 App Store rating from over 251K reviews

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About OMF

Don't be tricked into buying an overpriced bed that's pumped full of marketing hot air. You can pay less for a feature-packed mattress when you shop at OMF. When you take a look inside an OMF mattress, you'll find the same components as you would from big brand mattresses. But, you'll get a lot more of them for every dollar that you spend at OMF. Some 'bed in a box' mattress companies that you've probably already seen online would have you believe that one mattress fits all. But the truth is that not everyone sleeps the same way and not everyone has the same body. That's why OMF stocks a comprehensive range of mattresses - so you can find the one that's just right for you. The friendly mattress experts at OMF each have over 200 hours training, so they're the perfect people to help you choose the perfect mattress. Even if you choose to buy your mattress online, they'll be there to help if you need it. Every OMF mattress comes with a comprehensive warranty that ranges from 1 to 10 years. Your mattress warranty guarantees that any OMF mattress sold with flaws, faults or inferior workmanship will be replaced or repaired at no cost to you. Start sleeping easier with a mattress from OMF and Zip. Using Zip means you can buy now and pay later. All you need to do is register for a Zip Pay account, and you could be shopping at OMF interest-free. Zip is proud to be one of the OMF payment options, and you can easily set up flexible repayments schedule weekly, fortnightly or monthly. Use your OMF Zip Pay or Zip Money account to furnish your home without the stress of large up-front cash payments. Choose Zip and get ready for better nights.Zip may earn a commission

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Have a question?

Here are some FAQs to help you get to know Zip better.

  • Yes! Zip allows you to shop just about everywhere, online and instore. We give you the flexibility to set your repayment schedule to suit your lifestyle – choose weekly, fortnightly, or monthly. You can also pay your bills, manage your subscriptions, buy gift cards and earn rewards when you use the Zip app.


  • * Tap to pay in store available with Zip Pay only. Use the Card everywhere that Visa contactless payments are accepted in store. Card T&Cs apply. Single-use card available with Zip Pay and Zip Money only. Use the Card everywhere that Visa contactless payments are accepted online. Card T&Cs apply.