Home
Apply now
Sign Up

Shop Pacific Smiles Dental with Zip

Pay for your next Pacific Smiles Dental purchase with Zip and repay monthly, fortnightly or weekly.

Ready to apply for Zip Money?

Apply for Zip Money to access credit limits up to $25,000 and interest free periods of 18 months when you shop at Pacific Smiles Dental

How to pay instore and online

  • How Zip Money works

    • Credit limits from $1,000 - $25,0001

    • Interest free instalments from 3 months to 18 months1

    • No balance, no monthly account fee. Otherwise you’ll pay $9.95.

    • One-off establishment fee up to $99 may apply

    • Repay early at any stage with no penalty

    Get started
  • What you'll need to apply

    • Your mobile number, personal email and employment details

    • Your residential details

    • Your online banking login to verify your income

    • Your passport, driver licence or medicare details

    Get started

Why choose Zip?

  • Sign up in minutes

    Applying is fast and easy so you can start shopping today!

  • Shop just about everywhere

    Shop at all your favourite places, online and instore, with the Zip app.

  • Flexible repayments

    You're in control by paying later at your own pace.

How to pay with Zip at Pacific Smiles Dental in 3 simple steps

Loved by millions of shoppers globally and counting

Reviews from the App Store

Best buy now pay later option available.

Out of all the buy now pay later companies, ZipPay has the most option available for using in store and online having the create temporary card feature and apple wallet tap and pay features.

Verified

In Love with Zip Pay.

I wish I could give them more than 5 stars! Lucky to be born in the world of Zip, helped me get through many difficult times. Thank you so much Zip Pay. I love you!

Verified

Very helpful in need!

Zip is very helpful when you don't have money in your savings or credit card. Instalment payments are very flexible.

Verified

Zip is the best among them

I’ve used all the other platforms, and I think none is close to Zip. The flexibility and unlimited nature of transactions from BPay to Credit Card to in app purchasing. None of the others come near to it.

Verified

Just love knowing I have Zip

I feel I have my own independence being able to have a system like Zip. I can purchase items I love for myself and for others too. To be able to pay back what I can afford without breaking the budget.

Verified

I CAN USE THIS ANYWHERE!

Literally - In Store or Online - Virtually on ANY (well almost) kind of purchase.

Verified

Always there

If find Zip really easy to use and always there when I need them. Hassle free and paying back is easy too.

Verified

Convenient and helpful

When purchased big ticket item it’s so convenient to pay by ZIPPay because can be paid back by instalment without interest

Verified

Zip metrics

  • Millions of Zip customers across Australia, New Zealand and the US

  • Over 55,000 merchants across Australia and New Zealand

  • 4.9/5 App Store rating from over 320K reviews

Shop at our top stores
Bunnings WarehouseBunnings Warehouse
BIG WBIG W
Rebel SportRebel Sport
CatchCatch
JB HiFiJB HiFi
TargetTarget
KmartKmart
Chemist WarehouseChemist Warehouse
Bing LeeBing Lee
OfficeworksOfficeworks
KoganKogan
Pizza HutPizza Hut

About Pacific Smiles Dental

Pacific Smiles Dental delivers general dentistry services such as check-ups, scales and cleans and fillings, as well as orthodontics and niche dentistry including dental implants and even general anaesthetic procedures (also known sleep dentistry). They also offer denture services and custom mouth guard services. When you visit a Pacific Smiles Dental, their personalised care and service start from the moment you walk in the door or phone your local clinic. The friendly staff and dentists are trained to provide outstanding care and service at every interaction, whether that's at the Reception Desk, in the surgery or over the phone. For most patients, the most affordable and cost-effective approach to dental care is good dental hygiene, a healthy diet and regular dentist visits for check-ups and cleans. To assist in making those regular visits (and indeed all dental services) as affordable as possible, the dentists at Pacific Smiles Dental have Preferred Provider Arrangements with major health funds. The dental treatment you want or need can also happen sooner than you think thanks to a little help from Zip. It's easy to set up a Zip Money or Zip Pay account online and will give you the freedom to shop whenever you want. Zip allows you to buy now and pay later so you'll never again have to wait for payday. Whether you prefer to make repayments weekly, fortnightly or monthly, there's an option that will suit you. It's easy to sign up for Zip, and you could be approved in minutes. Next time you need to visit the dentist, don't worry about fronting the costs for treatments and services. Buy now and pay it off later with Zip for Pacific Smiles Dental.Zip may earn a commission

Visit store

Have a question?

Here are some FAQs to help you get to know Zip better.

  • Zip Pay is an interest free buy now pay later product offering a credit limit of up to $1,0002. You can buy what you love and enjoy the flexibility of paying it off over time.
    • Apply in under 4 minutes and start shopping instantly once approved
    • Instant access to a digital Visa card that works online and instore, anywhere Visa is accepted.*
    • Repay from $10/week A $9.95 monthly account fee applies, waived if nothing owing.
    Zip Plus is a great value digital card with interest free and waived fee options. You’ll have more spending power than Zip Pay, with access to a credit limit of $2,000- $4,0003.
    • Instant access to a digital Visa card that works online and instore, anywhere Visa is accepted.*
    • Reduce your owing balance to $1,500 at the end of each month and you’ll pay no interest at all. If your owing balance is over $1,500 at the end of the month, a low interest rate of 12.95% p.a applies.
    • Repay from $20/week
    • No international transaction fee when shopping abroad, including overseas online shopping.
    • A $9.95 monthly account fee applies, waived if there is no balance owing at the end of each month.
    Zip Money is a line of credit with limits between $1,000 and $5,000 when customers apply directly with Zip, or $50,000 when customers apply through select Zip retailers. You’ll enjoy a guaranteed interest free period of 3 months across all purchases and up to 5 years with some Zip’s retailers1.
    • Repay from $10/week
    • A one-off establishment fee for certain credit limits may apply
    • A $9.95 monthly account fee applies, waived if nothing owing at the end of each month.
  • Repayments are automatically direct debited from the payment method that you added when you created the account. You can change the payment method at any time and the frequency of your payments to weekly, fortnightly or monthly as long as you're covering the minimum monthly repayments. Choose what works best for you.

  • With Zip Pay a $9.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date. With Zip Money a $9.95 monthly account fee applies which is waived if you have nothing owing.

    For Zip Pay, one late payment fee of $5. A customer will be charged an additional late fee where they have caught up on all repayments and then miss another repayment at a later date.

References

  • 1 Zip Money Instalments: Available to approved applicants only and subject to completion of satisfactory credit check upon application. Instalment plan splits eligible purchases of $300 and above into equal repayments within the interest free period. A monthly account fee of $9.95 applies and a one off establishment fee may apply for new customers. Additional charges may apply, see T&Cs. Under the contract, minimum monthly repayments are required and will vary depending on your credit limit. If you turn off instalments, all future transactions will be reverted to the minimum monthly repayment. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the applicable standard variable interest rate of 25.9% per annum, as at 1 June 2023. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878).
  • * Zip Visa Card is available with Zip Pay and Zip Plus. Zip Visa Card T&Cs apply.
  • 2 Zip Pay: Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we'll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit check. Other charges may be payable. T&Cs apply.
  • 3 Zip Plus: Interest accrues daily on the total balance owing at the end of each day. No interest will be charged to your account in a given month if the balance owing at the end of the last day of that calendar month is $1,500 or less. Each day ends at 11:59pm AEST (AEDT during daylight savings). Standard interest rate is 12.95% p.a. T&Cs and credit approval criteria apply. A monthly account fee of $9.95 will apply if the total balance owing is not paid in full by the end of the last day of the calendar month. Interest and other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.