Why choose Zip?
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Shop just about everywhere
Shop at all your favourite places, online and instore, with the Zip app.
You're in control by paying later at your own pace.
How to pay with Zip at Personal Digital in 3 simple steps
- Apply for a Zip account in minutes
- Shop at Personal Digital online or in store
- Pay with the app or tap to pay with Zip* using your digital wallet
Loved by millions of shoppers globally and counting
Best buy now pay later option available.
Out of all the buy now pay later companies, ZipPay has the most option available for using in store and online having the create temporary card feature and apple wallet tap and pay features.Verified
In Love with Zip Pay.
I wish I could give them more than 5 stars! Lucky to be born in the world of Zip, helped me get through many difficult times. Thank you so much Zip Pay. I love you!Verified
Very helpful in need!
Zip is very helpful when you don't have money in your savings or credit card. Instalment payments are very flexible.Verified
Zip is the best among them
I’ve used all the other platforms, and I think none is close to Zip. The flexibility and unlimited nature of transactions from BPay to Credit Card to in app purchasing. None of the others come near to it.Verified
Just love knowing I have Zip
I feel I have my own independence being able to have a system like Zip. I can purchase items I love for myself and for others too. To be able to pay back what I can afford without breaking the budget.Verified
I CAN USE THIS ANYWHERE!
Literally - In Store or Online - Virtually on ANY (well almost) kind of purchase.Verified
If find Zip really easy to use and always there when I need them. Hassle free and paying back is easy too.Verified
Convenient and helpful
When purchased big ticket item it’s so convenient to pay by ZIPPay because can be paid back by instalment without interestVerified
12 million Zip customers across 12 countries
Over $18.7 billion in secure transactions since 2013
4.9/5 APP STORE RATING FROM OVER 251K REVIEWS
About Personal Digital
Established in 2007, Personal Digital is a customer focused company bringing the best in tech to the market first. From everyday mobile phones to niche unique hard to find items, we have it all. A client base spanning over 50 countries, We are authorized resellers for a wide range of products including brands such as Nokia, Samsung, LG, Toshiba, Acer, HP and much more. We offer a wide range of the latest in technology including Mobiles, Tablets, Cameras, Laptops, Ultrabooks and over 2,500 accessories. In Australia, we have a centrally located office at 13/36 O'riordan, Alexandria, and cater to a wide range of clientele, from students to corporate's. We are proud to say that a significant amount of our business is from existing clients and mainly received through word of mouth. We work closely with our customers to identify and source suitable products or solutions to meet their needs. Our staff our highly knowledgeable in the Personal Digital product space, and will go out of their way to ensure you find exactly what you're looking for.Zip may earn a commissionVisit store
Have a question?
Here are some FAQs to help you get to know Zip better.
Yes! However, Zip allows you to shop just about everywhere, online and instore. We give you the flexibility to set your repayment schedule to suit your lifestyle – choose weekly, fortnightly, or monthly. You can also pay your bills, manage your subscriptions, buy gift cards and earn rewards when you use the Zip app.
- * Available with Zip Pay only. Use the Card everywhere Visa contactless payments are accepted. Card T&Cs apply.
- ** Single-use card T&Cs apply.
- ^ Zip Pay: Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date. Available to approved applicants only. T&Cs apply
- ^^ Zip Money: Available to approved applicants only. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the applicable variable rate. For Customers who acquired an account before 1 December 2022, the applicable standard variable rate is 23.9% per annum. For Customers who acquired an account from 1 December 2022, the applicable variable rate is 21.9% per annum. The applicable interest rate is subject to change. A $7.95 monthly account fee applies. A one-off establishment fee may apply for new customers. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878). T&Cs apply.