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Shop Step One Clothing Australia with Zip

Pay for your next Step One Clothing Australia purchase with Zip and repay monthly, fortnightly or weekly.

Why choose Zip?

  • Sign up in minutes

    Applying is fast and easy so you can start shopping today!

  • Shop just about everywhere

    Shop at all your favourite places, online and instore, with the Zip app.

  • Flexible repayments

    You're in control by paying later at your own pace.

How to pay with Zip at Step One Clothing Australia in 3 simple steps

Loved by millions of shoppers globally and counting

Reviews from the App Store

Best buy now pay later option available.

Out of all the buy now pay later companies, ZipPay has the most option available for using in store and online having the create temporary card feature and apple wallet tap and pay features.

Verified

In Love with Zip Pay.

I wish I could give them more than 5 stars! Lucky to be born in the world of Zip, helped me get through many difficult times. Thank you so much Zip Pay. I love you!

Verified

Very helpful in need!

Zip is very helpful when you don't have money in your savings or credit card. Instalment payments are very flexible.

Verified

Zip is the best among them

I’ve used all the other platforms, and I think none is close to Zip. The flexibility and unlimited nature of transactions from BPay to Credit Card to in app purchasing. None of the others come near to it.

Verified

Just love knowing I have Zip

I feel I have my own independence being able to have a system like Zip. I can purchase items I love for myself and for others too. To be able to pay back what I can afford without breaking the budget.

Verified

I CAN USE THIS ANYWHERE!

Literally - In Store or Online - Virtually on ANY (well almost) kind of purchase.

Verified

Always there

If find Zip really easy to use and always there when I need them. Hassle free and paying back is easy too.

Verified

Convenient and helpful

When purchased big ticket item it’s so convenient to pay by ZIPPay because can be paid back by instalment without interest

Verified

Zip metrics

  • Millions of Zip customers across Australia, New Zealand and the US

  • Over 55,000 merchants across Australia and New Zealand

  • 4.9/5 App Store rating from over 320K reviews

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About Step One Clothing Australia

It's the first thing that you put on every day, and then you spend all day in it, so it should be awesome. That's why Step One set out to design the most comfortable men's underwear on the planet. Designed in Australia, Step One believes that theirs is the best underwear you'll ever pull on. They claim that their super soft bamboo boxer briefs and trunks are the most luxurious underwear that you'll wrap your behind in. They recognised that guys love boxer briefs and trunks, but hated the way they would ride up when walking. So they solved this problem by adding an Ultra Glide Lycra panel to the inner thighs. Men around the world can now walk around in complete freedom without picking at their underwear. They stand by their claim of making the best underwear in the world, and if you aren't happy with your purchase they'll refund them free within the first 30 days. That means you can try a pair and if they don't fit, you'll be sent another size or style, or a full refund on your first pair. Want to try Step One today but don't have an underwear budget? Zip has a solution. Buy now and pay later for your Step One purchase by using your Zip Pay or Zip Money account at checkout. Zip is proud to be one of the Step One payment options that allow you to wear your new underwear now and pay for them later. Need to sign up? Create your own Zip Pay or Zip Money account online easily and you could be quickly approved.Zip may earn a commission

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Have a question?

Here are some FAQs to help you get to know Zip better.

  • Zip Pay is an interest free buy now pay later product offering a credit limit of up to $1,0001. You can buy what you love and enjoy the flexibility of paying it off over time.
    • Apply in under 4 minutes and start shopping instantly once approved
    • Instant access to a digital Visa card that works online and instore, anywhere Visa is accepted.*
    • Repay from $10/week A $9.95 monthly account fee applies, waived if nothing owing.
    Zip Plus is a great value digital card with interest free and waived fee options. You’ll have more spending power than Zip Pay, with access to a credit limit of $2,000- $4,0002.
    • Instant access to a digital Visa card that works online and instore, anywhere Visa is accepted.*
    • Reduce your owing balance to $1,500 at the end of each month and you’ll pay no interest at all. If your owing balance is over $1,500 at the end of the month, a low interest rate of 12.95% p.a applies.
    • Repay from $20/week
    • No international transaction fee when shopping abroad, including overseas online shopping.
    • A $9.95 monthly account fee applies, waived if there is no balance owing at the end of each month.
    Zip Money is a line of credit with limits between $1,000 and $5,000 when customers apply directly with Zip, or $50,000 when customers apply through select Zip retailers. You’ll enjoy a guaranteed interest free period of 3 months across all purchases and up to 5 years with some Zip’s retailers3.
    • Repay from $10/week
    • A one-off establishment fee for certain credit limits may apply
    • A $9.95 monthly account fee applies, waived if nothing owing at the end of each month.
  • Repayments are automatically direct debited from the payment method that you added when you created the account. You can change the payment method at any time and the frequency of your payments to weekly, fortnightly or monthly as long as you're covering the minimum monthly repayments. Choose what works best for you.

  • With Zip Pay a $9.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date. With Zip Money a $9.95 monthly account fee applies which is waived if you have nothing owing.

    For Zip Pay, one late payment fee of $5. A customer will be charged an additional late fee where they have caught up on all repayments and then miss another repayment at a later date.

References

  • * Zip Visa Card is available with Zip Pay and Zip Plus. Zip Visa Card T&Cs apply.
  • 1 Zip Pay: Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we'll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit check. Other charges may be payable. T&Cs apply.
  • 2 Zip Plus: Interest accrues daily on the total balance owing at the end of each day. No interest will be charged to your account in a given month if the balance owing at the end of the last day of that calendar month is $1,500 or less. Each day ends at 11:59pm AEST (AEDT during daylight savings). Standard interest rate is 12.95% p.a. T&Cs and credit approval criteria apply. A monthly account fee of $9.95 will apply if the total balance owing is not paid in full by the end of the last day of the calendar month. Interest and other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.
  • 3 Zip Money Instalments: Available to approved applicants only and subject to completion of satisfactory credit check upon application. Instalment plan splits eligible purchases of $300 and above into equal repayments within the interest free period. A monthly account fee of $9.95 applies and a one off establishment fee may apply for new customers. Additional charges may apply, see T&Cs. Under the contract, minimum monthly repayments are required and will vary depending on your credit limit. If you turn off instalments, all future transactions will be reverted to the minimum monthly repayment. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the applicable standard variable interest rate of 25.9% per annum, as at 1 June 2023. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878).