Why choose Zip?
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Shop just about everywhere
Shop at all your favourite places, online and instore, with the Zip app.
You're in control by paying later at your own pace.
Customer ReviewsReviews from the App Store
Best buy now pay later option available.
Out of all the buy now pay later companies, ZipPay has the most option available for using in store and online having the create temporary card feature and apple wallet tap and pay features.Verified
In Love with Zip Pay.
I wish I could give them more than 5 stars! Lucky to be born in the world of Zip, helped me get through many difficult times. Thank you so much Zip Pay. I love you!Verified
Very helpful in need!
Zip is very helpful when you don't have money in your savings or credit card. Instalment payments are very flexible.Verified
Zip is the best among them
I’ve used all the other platforms, and I think none is close to Zip. The flexibility and unlimited nature of transactions from BPay to Credit Card to in app purchasing. None of the others come near to it.Verified
Just love knowing I have Zip
I feel I have my own independence being able to have a system like Zip. I can purchase items I love for myself and for others too. To be able to pay back what I can afford without breaking the budget.Verified
I CAN USE THIS ANYWHERE!
Literally - In Store or Online - Virtually on ANY (well almost) kind of purchase.Verified
If find Zip really easy to use and always there when I need them. Hassle free and paying back is easy too.Verified
Convenient and helpful
When purchased big ticket item it’s so convenient to pay by ZIPPay because can be paid back by instalment without interestVerified
11.4 million Zip customers across 14 countries
Over $16 billion in secure transactions since 2013
4.9/5 APP STORE RATING FROM OVER 239K REVIEWS
Originally founded in a garage, SurfStitch has quickly risen to become a leading force in the contemporary casual retail scene. Channelling coastal culture and beach vibes, the company specialises in fun, stylish clothing that will make you feel good when you wear it. Carrying over 300 brands, they've got you covered when it comes to the luxury of choice. You can shop big names in surf and skate such as Vans, Nixon, Billabong, RipCurl, Volcom, Stussy and Santa Cruz. SurfStitch has everything you need to fill your closet from cosy pullovers, to branded tees, to the perfect pair of jeans. They have a full range of boardsports gear including surfboards, wetsuits, repair kits and replacement fins. Browse pages of swimwear, footwear and accessories for great prices. Stocking it all for men, women and kids, you'll find something for all ages on their site. Refresh your wardrobe with SurfStitch styles and pay for it all with Zip. Zip is a new buy now, pay later system that lets you shop whenever you need. Simply go online and apply for a Zip account and you could be shopping in minutes. With your new SurfStitch Zip Pay or Zip Money plan, you can get all the new clothes you want and create your own flexible repayment plan. You can make payments weekly, fortnightly, or monthly depending on what works for you. Shop your favourite brands at SurfStitch interest-free with your new Zip account by choosing Zip Pay as your SurfStitch payment option at checkout. Now you can get the clothes you want when you want them with an easy, convenient Zip payment plan.Zip may earn a commissionVisit store
Have a question?
Here are some FAQs to help you get to know Zip better.
Yes! However, Zip allows you to shop just about everywhere, online and instore. We give you the flexibility to set your repayment schedule to suit your lifestyle – choose weekly, fortnightly, or monthly. You can also pay your bills, manage your subscriptions, buy gift cards and earn rewards when you use the Zip app.
- * Available with Zip Pay only. Use the Zip Pay Card everywhere Visa contactless payments are accepted. Card T&Cs apply.
- ** Single-use Card T&Cs Apply.
- ^ Zip Pay: Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date.
- ^^ Zip Money is available to approved applicants only. Instalment feature splits eligible purchases of $300 and above into equal repayments within the interest free period (excluding a monthly account fee of $7.95 and a one off establishment fee that may apply for new customers). Under the contract, minimum monthly repayments are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free will be charged at the standard annual percentage rate, currently 19.9%. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).