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Shop at SurfStitch with Zip

Pay for your next SurfStitch purchase with Zip and repay monthly, fortnightly or weekly.


Why choose Zip?

  • Sign up in minutes

    Applying is fast and easy so you can start shopping today!

  • Shop just about everywhere

    Shop at all your favourite places, online and instore, with the Zip app.

  • Flexible repayments

    You're in control by paying later at your own pace.

How to pay with Zip at SurfStitch in 3 simple steps

Loved by millions of shoppers globally and counting

Reviews from the App Store

Best buy now pay later option available.

Out of all the buy now pay later companies, ZipPay has the most option available for using in store and online having the create temporary card feature and apple wallet tap and pay features.


In Love with Zip Pay.

I wish I could give them more than 5 stars! Lucky to be born in the world of Zip, helped me get through many difficult times. Thank you so much Zip Pay. I love you!


Very helpful in need!

Zip is very helpful when you don't have money in your savings or credit card. Instalment payments are very flexible.


Zip is the best among them

I’ve used all the other platforms, and I think none is close to Zip. The flexibility and unlimited nature of transactions from BPay to Credit Card to in app purchasing. None of the others come near to it.


Just love knowing I have Zip

I feel I have my own independence being able to have a system like Zip. I can purchase items I love for myself and for others too. To be able to pay back what I can afford without breaking the budget.



Literally - In Store or Online - Virtually on ANY (well almost) kind of purchase.


Always there

If find Zip really easy to use and always there when I need them. Hassle free and paying back is easy too.


Convenient and helpful

When purchased big ticket item it’s so convenient to pay by ZIPPay because can be paid back by instalment without interest


Zip metrics

  • Millions of Zip customers across Australia, New Zealand and the US

  • Over 45000 merchants across Australia and New Zealand

  • 4.9/5 App Store rating from over 251K reviews

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About SurfStitch

Originally founded in a garage, SurfStitch has quickly risen to become a leading force in the contemporary casual retail scene. Channelling coastal culture and beach vibes, the company specialises in fun, stylish clothing that will make you feel good when you wear it. Carrying over 300 brands, they've got you covered when it comes to the luxury of choice. You can shop big names in surf and skate such as Vans, Nixon, Billabong, RipCurl, Volcom, Stussy and Santa Cruz. SurfStitch has everything you need to fill your closet from cosy pullovers, to branded tees, to the perfect pair of jeans. They have a full range of boardsports gear including surfboards, wetsuits, repair kits and replacement fins. Browse pages of swimwear, footwear and accessories for great prices. Stocking it all for men, women and kids, you'll find something for all ages on their site. Refresh your wardrobe with SurfStitch styles and pay for it all with Zip. Zip is a new buy now, pay later system that lets you shop whenever you need. Simply go online and apply for a Zip account and you could be shopping in minutes. With your new SurfStitch Zip Pay or Zip Money plan, you can get all the new clothes you want and create your own flexible repayment plan. You can make payments weekly, fortnightly, or monthly depending on what works for you. Shop your favourite brands at SurfStitch interest-free with your new Zip account by choosing Zip Pay as your SurfStitch payment option at checkout. Now you can get the clothes you want when you want them with an easy, convenient Zip payment plan.Zip may earn a commission

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Have a question?

Here are some FAQs to help you get to know Zip better.

  • Yes! Zip allows you to shop just about everywhere, online and instore. We give you the flexibility to set your repayment schedule to suit your lifestyle – choose weekly, fortnightly, or monthly. You can also pay your bills, manage your subscriptions, buy gift cards and earn rewards when you use the Zip app.


  • * Tap to pay in store available with Zip Pay only. Use the Card everywhere that Visa contactless payments are accepted in store. Card T&Cs apply. Single-use card available with Zip Pay and Zip Money only. Use the Card everywhere that Visa contactless payments are accepted online. Card T&Cs apply.