Why choose Zip?
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Shop just about everywhere
Shop at all your favourite places, online and instore, with the Zip app.
You're in control by paying later at your own pace.
Customer ReviewsReviews from the App Store
Best buy now pay later option available.
Out of all the buy now pay later companies, ZipPay has the most option available for using in store and online having the create temporary card feature and apple wallet tap and pay features.Verified
In Love with Zip Pay.
I wish I could give them more than 5 stars! Lucky to be born in the world of Zip, helped me get through many difficult times. Thank you so much Zip Pay. I love you!Verified
Very helpful in need!
Zip is very helpful when you don't have money in your savings or credit card. Instalment payments are very flexible.Verified
Zip is the best among them
I’ve used all the other platforms, and I think none is close to Zip. The flexibility and unlimited nature of transactions from BPay to Credit Card to in app purchasing. None of the others come near to it.Verified
Just love knowing I have Zip
I feel I have my own independence being able to have a system like Zip. I can purchase items I love for myself and for others too. To be able to pay back what I can afford without breaking the budget.Verified
I CAN USE THIS ANYWHERE!
Literally - In Store or Online - Virtually on ANY (well almost) kind of purchase.Verified
If find Zip really easy to use and always there when I need them. Hassle free and paying back is easy too.Verified
Convenient and helpful
When purchased big ticket item it’s so convenient to pay by ZIPPay because can be paid back by instalment without interestVerified
11.4 million Zip customers across 14 countries
Over $16 billion in secure transactions since 2013
4.9/5 APP STORE RATING FROM OVER 239K REVIEWS
Toymate brings to life the important role of toys in a child's life. Perfect to reward good behaviour or celebrate an important event, a new toy will bring a smile to your child's face. To a kid, toys aren't just plastic shapes or games, they become a significant part of their days and represent the excitement and fun that accompanies playtime. Toymate is driven to become the ultimate toy shop with amazing in-store experiences and irreplaceable toys at affordable prices. You'll find all of your child's favourite toys, including brands like LEGO, Barbie, Pokemon, Vtech and more! The shelves are always stocked with the latest and greatest in toy trends, so you'll never have to leave empty-handed. Whether you're looking for crafts and educational toys or collectibles and action figures, you'll find it all here. Buy toys, dolls and games from Toymate interest free with a convenient Zip Pay account. Simply sign up online for a Zip Pay or Zip Money account and you'll be able to shop at Toymate and pay it all back later. Set up your own personalised flexible repayment schedule with options to repay weekly, fortnightly, or monthly. Use your Toymate Zip Pay account to buy the toys your kids want when they want them. Zip is proud to be one of the Toymate payment options that allow the freedom to buy now and pay later. Whether you're looking for remote control cars, puzzles, science kits or fun school supplies, you can get it all at Toymate and pay for it all with Zip.Zip may earn a commissionVisit store
Have a question?
Here are some FAQs to help you get to know Zip better.
Yes! However, Zip allows you to shop just about everywhere, online and instore. We give you the flexibility to set your repayment schedule to suit your lifestyle – choose weekly, fortnightly, or monthly. You can also pay your bills, manage your subscriptions, buy gift cards and earn rewards when you use the Zip app.
- * Available with Zip Pay only. Use the Zip Pay Card everywhere Visa contactless payments are accepted. Card T&Cs apply.
- ** Single-use Card T&Cs Apply.
- ^ Zip Pay: Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date.
- ^^ Zip Money is available to approved applicants only. Instalment feature splits eligible purchases of $300 and above into equal repayments within the interest free period (excluding a monthly account fee of $7.95 and a one off establishment fee that may apply for new customers). Under the contract, minimum monthly repayments are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free will be charged at the standard annual percentage rate, currently 19.9%. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).